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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145896)

Fast processing

5
Really good at quick processing and the pay method is very flexible Reviewed on: 6th May 2026

Used PayPal credit for many years now.

5
Used PayPal credit for many years now. I choose this over other payment options with it being so useful and efficient. Reviewed on: 6th May 2026

PayPal, everything you need to make a purchase online.

5
Easy to use. Easy to understand. Great app, good comms, good support, good security and buyer protection. Everything you need for purchases online. Reviewed on: 6th May 2026

PayPal Credit very useful.

5
Always found PayPal Credit very useful, any problems always dealt with promptly . Good value. For money . Very useful for paying for goods and services online. Reviewed on: 6th May 2026

Safe and efficient transactions.

5
Excellent company with very efficient and safe payments. Reviewed on: 6th May 2026

Great way to pay

5
have used pay pal for anumber off years any problems have been quickley resolved .great way to pay Reviewed on: 6th May 2026

Very good and excellent, outstanding

5
Very good and excellent, outstanding Reviewed on: 6th May 2026

Easy peasy .

5
Easy peasy . Work really gud . Transfer money to family n friends abroad no fees and instant safe transfer Reviewed on: 6th May 2026

Easy Accessible Credit

5
I love the fact that I can use the credit and can pay it off flexibly Reviewed on: 6th May 2026

PayPal credit is really handy when you need to make...

5
PayPal credit is really handy when you need to make a big purchase Reviewed on: 6th May 2026

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