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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145722 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145722)

Never have problems.

Never have problems. Quick to resolve issues. Reviewed on: 6th May 2026

Help available when you need it.

Help available when you need it. I love the payment in 3 instalment option, which I it se for all my holiday and flight payments that request payments in advance Reviewed on: 6th May 2026

Easy to use and flexible.

Easy to use and flexible. Avoids having your bank details online. This is especially so for providers such as Uber, Delivery and other online 'gig economy" services where I would feel uncomfortable having my bank cards logged withvthese organisations. Reviewed on: 6th May 2026

Great Options That Helped Deliver Many Projects

I've been able to use Paypal's various options to support me during major building and personal projects. To have both the pay in three interest free option and the pay in four month credit product has helped me immesnsely in getting key work and done in a way that helped me to budget over a wider period of time therefore making it easier to afford. Reviewed on: 6th May 2026

Very good service and very easy to use.

Very good service and very easy to use. Reviewed on: 6th May 2026

Excellent.

Excellent. Good value for money and customer services very friendly and helpful Reviewed on: 6th May 2026

So easy to use PayPal the payment by 3 is great and...

So easy to use PayPal the payment by 3 is great and the no percentage credit is also very good and if you have to contact PayPal there staff are always very helpful Reviewed on: 6th May 2026

Thankyou!

All round great experience and very easy to operate and use. Used to purchase some clothing that was very important to me and have been able to use this service to get them so all I can say is thankyou Reviewed on: 6th May 2026

Alys helpful app

Using the PayPal app is so easy and it’s very clear Reviewed on: 6th May 2026

Easy to set up,good rate of interest

Easy to set up,good rate of interest Reviewed on: 6th May 2026

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