Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

View other PayPal products

4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101579)

Easy to access, reliable credit

Easy, reliable credit. Easy to sign up and use Reviewed on: 7th April 2026

It enables me to manage my money better

It enables me to manage my money better on expensive purchases and I feel like they are better protected than going through my bank. Reviewed on: 7th April 2026

Excellent

Always prompt with delivery and friendly but knowledgeable advise to any questions I may have. Reviewed on: 7th April 2026

Great opportunities with Paypal finance options

Paypal gives me the opportunity to buy goods and pay instalmentally for things I cannot afford at the sale price which is quite good for me. Reviewed on: 7th April 2026

Good credit options.

Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026

Happy shopper

Regularly us PayPal for online purchases as it feels a safe way to pay Reviewed on: 7th April 2026

Always there when you need it the most.

Always there when you need it the most. Easy secure, reliable and accepted world wide. Reviewed on: 7th April 2026

PayPal credit is a excellent option for the bigger p...

PayPal credit is a excellent option for the bigger purchases. Simple to keep track of and to make payments. Reviewed on: 7th April 2026

I find pay with PayPal gives you that extra Pease of...

I find pay with PayPal gives you that extra Pease of mind. Reviewed on: 7th April 2026

I have found PayPal easy to use for online purchases...

I have found PayPal easy to use for online purchases, it offers extra security and is easy to set up re payments and over payments. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47886 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub