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PayPal: PayPal Credit reviews

4.90
Based on 101,511 reviews, last reviewed 8th May 2026
2338900% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026
Abiola sanusi 's avatar
Abiola sanusi

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101511)

PayPal forever

5
PayPal is such a great company and have always helped me out whenever I've needed to ring them which has always been a very simple process and the app is so easy to use I can send and receive money very easily and also pay for purchases online BONUS! The only drawback I have found is that PayPal is not accepted everywhere. Reviewed on: 7th April 2026

Very good overall performance very impressive Paypal...

5
Very good overall performance very impressive Paypal credit Reviewed on: 7th April 2026

Fast & Reliable

5
Paypal is the best method I used so far from all the other app. It's so convenient so fast and reliable customer service is the best I would say highly recommend Reviewed on: 7th April 2026

They always provide quick credit

5
They always provide quick credit Reviewed on: 7th April 2026

Great flexibility

5
I have been with PayPal for ten years now and found them to be great when navigating all the different pay methods online. Reviewed on: 7th April 2026

The main thing is PayPal is easy.

5
The main thing is PayPal is easy. Easy easy. Reviewed on: 7th April 2026

Rely on PayPal .

5
Easy to use and I feel safe online with PayPal. I don’t have online banking due to the risks therefore rely on PayPal Reviewed on: 7th April 2026

super super

5
super super super super super super super super super super super super Reviewed on: 7th April 2026

Easy and convenient.

5
Easy and convenient. So far I found it all very straight forward and easy. The interest is a bit higher than my other credit card but I find with the the pay pal app it’s so easy to keep up with my payments and keep track of my spending it’s worth it. Reviewed on: 7th April 2026

Always quick and easy to use and PayPal credit is al...

5
Always quick and easy to use and PayPal credit is always there in a pinch Reviewed on: 7th April 2026

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