Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,438 reviews, last reviewed 8th May 2026
2335700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about PayPal!! I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently settin... Read more Reviewed on: 8th May 2026
Sarah W's avatar
Sarah W

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101438)

Love PayPal

5
If there's things I like to buy but can't afford it I'll use PayPal credit. This is fantastic for me at times when I need things. Glad I came across PayPal. Reviewed on: 7th April 2026
Dawn E's avatar
Dawn E

Great for business & personal

5
I find PayPal really easy to use and it’s so versatile and accepted absolutely everywhere. I also find it great for running my business and taking payments from clients on it. It’s so easy to transfer it into my account and it’s almost like I don’t need to think about it because they take care of everything. Reviewed on: 7th April 2026
Cat L's avatar
Cat L

I’ve never had any problems with PayPal they have a...

5
I’ve never had any problems with PayPal they have always been very helpful Reviewed on: 7th April 2026
Peggy A's avatar
Peggy A

I feel safe when I use paypal

5
I use paypal credit all the time as I fine it an easy way to pay and it is very secure. Reviewed on: 7th April 2026
Amanda D's avatar
Amanda D

Excellemt

5
Excellent value and experience. Would recommend Reviewed on: 7th April 2026
jade's avatar
jade

PayPal is my go to

5
PayPal is my go to when I have an expensive month with bills, birthdays and unplanned expenses. I spread the cost over 3 months or take advantage of the 4 months interest free. Reviewed on: 7th April 2026
Amanda H 's avatar
Amanda H

Useful for spreading cost of purchases and easy to use

5
Useful for spreading cost of purchases and easy to use Reviewed on: 7th April 2026
Andy's avatar
Andy

PayPal - My No1 go to

5
I've been using PayPal for a number of years now, & honestly I would find it alot harder finanacially without it. It is really so useful & gives you time to organise everything once you've made a purchase. Reviewed on: 7th April 2026
RT's avatar
RT

Quick and hassle free very convenient to use

5
Quick and hassle free very convenient to use Reviewed on: 7th April 2026
Yusuf's avatar
Yusuf

Excellent choice

5
Easy to use, great for buying more expensive items. Helpfull to me as a customer and great customer service Reviewed on: 7th April 2026
Alison R's avatar
Alison R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill