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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101388)

It's handy for spreading the cost over a period of...

5
It's handy for spreading the cost over a period of time, making getting things you need easily. Sending money to family or friends is an absolute gem too . Reviewed on: 7th April 2026
Jennie M's avatar
Jennie M

A useful service but communication can be a little p...

4
A useful service but communication can be a little peeving, Reviewed on: 7th April 2026
Steve H's avatar
Steve H

Fantastic option for bigger purchases and emergencies!

5
Fantastic option for bigger purchases and emergencies! Reviewed on: 7th April 2026
Cathy K's avatar
Cathy K

Pay pal very secured payment and trusted account

4
Pay pal very secured payment and trusted account Reviewed on: 7th April 2026
Sagayaradje a's avatar
Sagayaradje a

Have used on large purchases.

5
Have used on large purchases. Quick and easy to use. Reviewed on: 7th April 2026
R H's avatar
R H

safe reliable payments

5
I always feel that it is a safe way to pay for something rather than give random companies your payment details. I like the fact it runs smoothly and the repayments are easy and manageable Reviewed on: 7th April 2026
Annie's avatar
Annie

PayPal credit is great if you need money quickly and...

3
PayPal credit is great if you need money quickly and securely. I think the interest rates are quite high though. Reviewed on: 7th April 2026
Emily W's avatar
Emily W

Use PayPal options a lot and are usually quick and s...

5
Use PayPal options a lot and are usually quick and straightforward Reviewed on: 7th April 2026
iain m's avatar
iain m

PayPal makes credit simple

5
PayPal offer an easy access credit facility that not only allows users the ability to spread the cost of things such as holidays but it also offers that additional level of protection when purchasing online Reviewed on: 7th April 2026
H B H B's avatar
H B H B

Excellent

5
Easy to use. Secure for on line payments Reviewed on: 7th April 2026
lisa l's avatar
lisa l

Review PayPal: PayPal Credit now

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