Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,370 reviews, last reviewed 8th May 2026
2332500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service and is easy to use for all types of pay... Good service and is easy to use for all types of payments whether it is a credit use or the pay in 3 Reviewed on: 8th May 2026
Laura Clapp's avatar
Laura Clapp

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101370)

very easy application.

5
very easy application. kept informed of progress of application. straightforward. up front explanation of everyting. Reviewed on: 7th April 2026
Karen's avatar
Karen

Very reliable when needed and have different payment...

5
Very reliable when needed and have different payment options Reviewed on: 7th April 2026
Chy's avatar
Chy

I use PayPal for everything, as I know payment are s...

5
I use PayPal for everything, as I know payment are secured. Reviewed on: 7th April 2026
Tirlochan 's avatar
Tirlochan

Trusted financial service

5
Paypal is my go to method of funding most purchases i make online. Its easy to keep track of all my transactions, its safe & secure and i have total confidence in it. I also pay some subscriptions using PP. Its simple, effective convenience. If i ever query a transaction, PP are very helpful and can resolve issues very quickly. Reviewed on: 7th April 2026
Mark M's avatar
Mark M

I have used PayPal for at least 15 years

5
I have used PayPal for at least 15 years Reviewed on: 7th April 2026
David R's avatar
David R

Never any issues.

5
Never any issues. Which is praise indeed. Everything works as it should. Reviewed on: 7th April 2026
andy Neilson's avatar
andy Neilson

using PayPal is so easy to do!

5
using PayPal is so easy to do! The app is easy to navigate and the process is always quick and never goes wrong Reviewed on: 7th April 2026
dillyson's avatar
dillyson

Really good way to pay with PayPal Excellent

5
Really good way to pay with PayPal Excellent Reviewed on: 7th April 2026
William 's avatar
William

I cannot fault PayPal.

5
I cannot fault PayPal. Consistently good and reliable. Wouldn’t hesitate to recommend to friends and family. Reviewed on: 7th April 2026
Sally B's avatar
Sally B

My experience with PayPal had been fascinatingly fas...

5
My experience with PayPal had been fascinatingly fascinating! It’s super easy to use the app or online services, with just few clicks. PayPal’s offer on credit amounts and very convenient PayPal options is just so calm. Reviewed on: 7th April 2026
Modou Lamin 's avatar
Modou Lamin

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill