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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145709 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145709)

Never had to contact PayPal for assistance

Never had to contact PayPal for assistance hence the neutral selection. Never had any issues with using PayPal. Incredibly useful having access to PayPal and widely accepted. Reviewed on: 6th May 2026

All way a good experience.

All way a good experience. Customer service rang to tell me payment card had not linked to my account Reviewed on: 6th May 2026

Good service

No issues so far, good service, would recommend and easy to use with app. Reviewed on: 6th May 2026

Excellent Finance Service Privider

Their credit terms are good especially if you pay in three. They help with resolutions from retailer disputes, would highly recommend Reviewed on: 6th May 2026

Will recommend

PayPal credit help me when I was a bit in stress with spending , I'm still using it to help me with credit score. Reviewed on: 6th May 2026

With pay in 3 is brilliant the best thing ever PayPa...

With pay in 3 is brilliant the best thing ever PayPal credit is a total joke you pay payment never goes though then wake interest on I'm now stuck with massive amount how i will ever pay it off there is no way you can contact anyone you can't freeze the account so no one can add to the dept it's the worse thing i done joining PayPal credit Reviewed on: 6th May 2026

Outstanding.

Been with PayPal for few years now , my experience is excellent. Customer service is very helpful, polite . Reviewed on: 6th May 2026

PayPal is lovely

PayPal provides swift accesibility to credit and the incentive of no interest for first 4 months is incredible. I love it. Reviewed on: 6th May 2026

Affordable credit, flexible, easy to see statements...

Affordable credit, flexible, easy to see statements & to pay. Reviewed on: 6th May 2026

Helped me a lot with many expenses

Helped me a lot with many expenses Reviewed on: 6th May 2026

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