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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101360 reviews)

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4.90

Based on 101,360 reviews, last reviewed 8th May 2026

2332050% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My last experience with Costner service’s was bad:) My last experience with Costner service’s was bad:) Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101360)

it's all good, especially like the pay in 3 option.

it's all good, especially like the pay in 3 option. Reviewed on: 7th April 2026

PayPal is easy and I feel safe using it.

PayPal is easy and I feel safe using it. I appreciate the ‘Pay in 3’ option particularly as I like to use it for all purchases. As a family we often use it to pool money for buying gifts. Reviewed on: 7th April 2026

Because most websites offer pay pal payments

Because most websites offer pay pal payments you can use the Pay in 3 to split the payments dow for a few months. Always handy. Reviewed on: 7th April 2026

Convenient and flexible expenditure management

PayPal Credit is a convenient and flexible way to manage unexpected purchases. Its biggest strength is the instant availability of credit, which removes the usual delays associated with traditional borrowing. The interest-free period is particularly useful, giving you breathing room to plan and spread the cost without immediate financial pressure. What stands out is the flexibility—if circumstances change, you’re not locked in. You have the option to continue making payments beyond the interest-free period, which can be a helpful safety net. Overall, it’s a practical tool for short-term financing, especially when used with a clear repayment plan. Reviewed on: 7th April 2026

I love PayPal convenience is second to none.

I love PayPal convenience is second to none. A lot of options on PayPal. Never had any issues. Reviewed on: 7th April 2026

The whole system is seamless

The whole system is seamless. Provides me with all the options I need and makes handling, sharing and receiving money a doddle! Reviewed on: 7th April 2026

Excellent all round

Excellent support when needed. Great products to support me when I want to buy something. Reviewed on: 7th April 2026

Always nice and easy to use.

Always nice and easy to use. clear and concise update Reviewed on: 7th April 2026

Good easy to use widely available

Good easy to use widely available Reviewed on: 7th April 2026

Excellent payment method

Easy straightforward to use fast and uncomplicated Reviewed on: 7th April 2026

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