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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145700 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145700)

I have never had a problem never have been refused c...

I have never had a problem never have been refused credit Reviewed on: 6th May 2026

having been a user for many years, I have nothing bu...

having been a user for many years, I have nothing but an excellent experience. Reviewed on: 6th May 2026

All Good - Great Service - Excellent Stuff.

All Good - Great Service - Excellent Stuff... Reviewed on: 6th May 2026

excellent service

if items don't arrive a refund is issued, the same with dodgy goods and electricals Reviewed on: 6th May 2026

Credit..

Without Paypal credit i wouldn't have been able to afford some of my purchases. Reviewed on: 6th May 2026

Quick easy and efficient.

All or any problems have been resolved quickly and efficiently. Great polite staff. Reviewed on: 6th May 2026

Great customer service

Ii had been duped into buying a product and paypal reimbursed me fully with great customer service Reviewed on: 6th May 2026

Love using PayPal it's very safe.

Love using PayPal it's very safe. Great customer service Reviewed on: 6th May 2026

PayPal credit statement transparency

I think PayPal credit statements need to be far more transparent. Purchases that are not on the 4 month offer are often missing and do not give the customer transparency where they are incurring interest rates Reviewed on: 6th May 2026

Just Love PayPal

Easy, convenient and secure way of shopping! Reviewed on: 6th May 2026

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