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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145696 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145696)

Always used PayPal excellent service and I have been...

Always used PayPal excellent service and I have been using it for many years Reviewed on: 6th May 2026

I'm very happy about PayPal.

I'm very happy about PayPal. I recommend it to everyone Reviewed on: 6th May 2026

My experience with PayPal Credit has generally been...

My experience with PayPal Credit has generally been positive in terms of ease of use and flexibility. It’s quick to access at checkout and useful for managing cash flow with interest-free periods. However, I’ve also found that the interest rates can be quite high once those periods end, so it’s important to stay on top of repayments and understand the terms before using it. Reviewed on: 6th May 2026

great honest and reliable also there for when you ne...

great honest and reliable also there for when you need them Reviewed on: 6th May 2026

Very practical to send money to friends and family,...

Very practical to send money to friends and family, businesses and transfer cash. Also for international transactions. Could be better for customer support in terms of reachability. Reviewed on: 6th May 2026

Good credit service

Tjis is a good credit service especially the option to pay over 4 months with no interest Reviewed on: 6th May 2026

Be fair and Honest

The staffs are helpful and polite friendly. They have helped me to get my money back but the must important one that we're in favourwith BOOHOO that out come really disappointed me because Evri BOOHOO Courier did not deliver the items to my house but dropped them in the communal area downstairs even with all my evidence Reviewed on: 6th May 2026

The process to check for credit card eligibility is...

The process to check for credit card eligibility is really quick and straightforward. Highly recommend ! Reviewed on: 6th May 2026

Very much enjoying.

Very much enjoying. Its so easy and convenient. Reviewed on: 6th May 2026

I made a purchase and terms and conditions were neve...

I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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