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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101355 reviews)

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4.90

Based on 101,355 reviews, last reviewed 8th May 2026

2331800% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good and straight forward, easy to accept and follow... Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101355)

I’ve used PayPal for years

I’ve used PayPal for years now, and they have always been great value for money and easy to deal with. Reviewed on: 7th April 2026

Easy to use and understand.

Easy to use and understand. When I need support it is easy to get the help I need. The customer service team are kind and helpful Reviewed on: 7th April 2026

Brilliant service

Fantastic service and very safe website also simple to use Reviewed on: 7th April 2026

MedYAb07

I’ve used PayPal for years, and it’s honestly the one app I never delete because it just works. My favorite part is the checkout speed; I love that I can buy something on a new site without having to dig my wallet out of my bag to find my card. While the fees for international transfers can be a little annoying, the "Buyer Protection" has saved me more than once when a package never showed up. It feels like a safety net for my money that other apps haven't quite matched yet. Reviewed on: 7th April 2026

Excellent

Always had an excellent response to problems and solved quickly refunds due to scammers use for all on line shopping as secure . Access excellent Reviewed on: 7th April 2026

Easy and Straightforward

Paypal has always been very easy and straight forward to use. Their customer service team are always friendly. Despite not having a great experience over a year ago, I didnt stop me using the service. Reviewed on: 7th April 2026

A Company that is there to sort problems

They have always been there for me and when I had problems they were able to sort out for me Reviewed on: 7th April 2026

PayPal credit has allowed me to take my family away...

PayPal credit has allowed me to take my family away each year through the ability to use it with Holiday Websites - such as Tui - I payback over a manageable period and staff are always on hand to help were needed Reviewed on: 7th April 2026

Generally speaking had a good experience.

Generally speaking had a good experience. App and website sometimes fail to sync when making a purchase which results in more wasted time. Other than that, all is good. The pay in three option is probably the best feature Reviewed on: 7th April 2026

Thank you for the help

With how generous PayPal is I was able to treat my family to a very happy Christmas last year. Reviewed on: 7th April 2026

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