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PayPal: PayPal Credit reviews

4.90
Based on 101,344 reviews, last reviewed 8th May 2026
2331350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good job paypal I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection... Read more Reviewed on: 8th May 2026
Tom B's avatar
Tom B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101344)

Good service overall

4
Apart from the app glitch on a few occasions, Good service overall. Reviewed on: 7th April 2026

great service

5
great customer service, and very reliable Reviewed on: 7th April 2026

PayPal credit, my go to.

5
I always use PayPal credit when available, the service is so smooth and easy to use and customer service is top notch. Would highly recommend. Reviewed on: 7th April 2026

I had a fraud issue and PayPal dealt with it very qu...

5
I had a fraud issue and PayPal dealt with it very quickly and closed this fraudster down. Reviewed on: 7th April 2026

Satisfied customer

5
Very easy to use and available on most purchases.Credit available if I need something before payday. Reviewed on: 7th April 2026

Had the odd occasion where the PayPal credit card ha...

4
Had the odd occasion where the PayPal credit card hasn’t worked when tapping and eve when proceeeding to type in pin still failed to work. Other than that all been good Reviewed on: 7th April 2026

I can get credit when needed for booking online for...

5
I can get credit when needed for booking online for hotels flights and also with a lot of home shopping providers not only in England but from around the world Reviewed on: 7th April 2026

Great platform, easy to use, excellent app

5
Great platform, easy to use, excellent app Reviewed on: 7th April 2026

PayPal credit is really helpful,

5
PayPal credit is really helpful, Reviewed on: 7th April 2026

Value for money & excellent services

5
I have been using PayPal for years. It provides so many functions that make my life easier. Always reliable and trustworthy! Reviewed on: 7th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review