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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145688 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145688)

Great to have pay pal back up

Paypal finance has given me the confidence to purchase from sellers and business knowing I have back up if things go wrong, also has given me the ability to react to emergencies ( shower failure) when I have few pounds in the bank to make an emergency purchase Reviewed on: 6th May 2026

They are helpful and no interested is added for 4 mo...

They are helpful and no interested is added for 4 months Reviewed on: 6th May 2026

Excellent

Very good. Excellent. A like so much Reviewed on: 6th May 2026

An easy company to deal with app is simple to naviga...

An easy company to deal with app is simple to navigate as is the web site Reviewed on: 6th May 2026

Always found PayPal a very good way to pay and Alway...

Always found PayPal a very good way to pay and Always been very safe to use Reviewed on: 6th May 2026

PayPal credit has been great.

PayPal credit has been great, there have been a few times where I have contacted customer service through live chat. They got back to me very quickly and efficiently. Reviewed on: 6th May 2026

Good service Absolutely amazing.

Absolutely amazing.. helped good service Reviewed on: 6th May 2026

Excellent, provider ,you need to pay straight.

Excellent, provider ,you need to pay straight. Reviewed on: 6th May 2026

Easy to access Easy to apply

Easy to access the credit, and easy to apply to any purchase Reviewed on: 6th May 2026

Easy Application process

It was easy to use especially from the application process, it was not a lengthy application process at all. Reviewed on: 6th May 2026

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