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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145682 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

I use PayPal for security on internet shopping, I ha...

I use PayPal for security on internet shopping, I have had 3 occasions to use the resolution centre and every time it has been sorted out easily and quickly, I'm extremely glad of PayPal. Reviewed on: 6th May 2026

Great no issues

Great, no issues. Easy to use quick at check out nothing more to say. Reviewed on: 6th May 2026

PayPal has helped a lot

PayPal has helped a lot when you need something but don't have the money straight away Reviewed on: 6th May 2026

I am happy with their products and gave good experie...

I am happy with their products and gave good experience when meede. Reviewed on: 6th May 2026

Easy to pay and say Hello World

It’s friendly user and you can manage it in easy way Reviewed on: 6th May 2026

Great, trustworthy company.

Great, trustworthy company. The peace of mind knowing your safe when shopping only is fantastic Reviewed on: 6th May 2026

Briliant

Good. Everything is easy no problems Reviewed on: 6th May 2026

In general I enjoy PayPal credit.

In general I enjoy PayPal credit. It’s really useful. The only thing that annoys me is credit limit. I have had personally account there for years and only recently my credit limit has been increased despite excellent credit score and utilisation. Reviewed on: 6th May 2026

Really Happy with the 4-Month 0% Interest Feature

I’ve had a really good experience with PayPal Credit so far. One of the best features for me is the 4 months 0% interest offer, which makes it much easier to spread the cost of purchases without paying extra interest as long as you pay within the promotional period. I’m still within my 4 months repayment window, but the process has been very straightforward and easy to manage. The app and payment process are simple to use, repayments are clear to track, and it’s convenient having everything connected directly through PayPal. So far, it’s been a flexible and stress-free way to manage larger purchases. Reviewed on: 6th May 2026

PayPal with Ease

Very easy to use and is an excellent choice for your online payment method. PayPal app gives you access to your account so you can track your payments and setup extra payments while I find very useful Reviewed on: 6th May 2026

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