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PayPal: PayPal Credit reviews

4.90
Based on 101,306 reviews, last reviewed 8th May 2026
2329700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I excellent I could call PayPal customer service anytime and I get all the help I need. Reviewed on: 8th May 2026
zakia Osman's avatar
zakia Osman

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101306)

I have been using PayPal for a number of years now a...

5
I have been using PayPal for a number of years now and can not fault it Reviewed on: 7th April 2026

pay in 3

4
Good service especially with pay in 3 Reviewed on: 7th April 2026

Nice and simple, rewarding and secure what else do...

5
Nice and simple , rewarding and secure what else do you want. Majority of brands and sorts have PP's payment integrated into their systeme so more point more ways to pay, interest free and as said before Secure with consumer protection. Reviewed on: 7th April 2026

PayPal is a no nonsense experience.

5
PayPal is a no nonsense experience. I especially like how it’s so easy to make payments and you’re not having to flip between your banks app and the payment app. The interest free repayments are good too. To be fair it’s a little difficult to remember what’s still within the three month window but that depends on how much you use it. Reviewed on: 7th April 2026

Having credit on tap is a godsend.

5
Having credit on tap is a godsend. When cashflow is tight, Paypal credit is the perfect solution for unexpected payments. Reviewed on: 7th April 2026

Excellent service with no hassle

5
Excellent service with no hassle Reviewed on: 7th April 2026

Never had an issue and I love the way it adds anothe...

5
Never had an issue and I love the way it adds another level of security when purchasing online Reviewed on: 7th April 2026

Fantastic offers

5
Have fantastic offers and very convenient flexible payment methods Reviewed on: 7th April 2026

When ever I call costumer care service I left feelin...

5
When ever I call costumer care service I left feeling satisfied, they always go the extra mile to assist me. Reviewed on: 7th April 2026

Great as alway

5
Great as always good credit and debit also easy to make payments Reviewed on: 7th April 2026

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