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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145677 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145677)

Makes paying for things easy, lots of options for pa...

Makes paying for things easy, lots of options for pay later Reviewed on: 6th May 2026

Everything you need in one card!

Easy application quick activation of the card and interest free pay in 4 over £99 Reviewed on: 6th May 2026

Very helpful and handy, special with the payment in 3.

Very helpful and handy, special with the payment in 3. Big big like Reviewed on: 6th May 2026

Easy to use and the benefits are good

Easy to use and the benefits are good Reviewed on: 6th May 2026

Very user-friendly and intuitive app

Very user-friendly and intuitive app Reviewed on: 6th May 2026

all great services and good customer care and support

all great services and good customer care and support Reviewed on: 6th May 2026

It has been great experience of using PayPal pay in 3.

It has been great experience of using PayPal pay in 3. The process has been very smooth and getting to know that the credit being approved before applying was helpful. Reviewed on: 6th May 2026

Excellent

Fast and reliable with no delay in transactions Reviewed on: 6th May 2026

Easy to deal with friendly and trustable

Easy to deal with friendly and honest about what happens next. Can trust PayPal credit Reviewed on: 6th May 2026

Excellent service

Excellent service very helpful when needing help Reviewed on: 6th May 2026

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