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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101252 reviews)

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4.90

Based on 101,252 reviews, last reviewed 7th May 2026

2327100% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

excellent ,no problems quick, and satisfying. excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101252)

Safe and secure payments.

I feel safe and covered using PayPal as an intermediate finance system and any problems are sorted out quickly and efficiently. Reviewed on: 7th April 2026

Pay-in-3 helpsMe buy on a budget.

The Pay-in-3 helps me to afford things that I need whilst spreading the cost over 3 months, interest free. As a pensioner, spreading the cost helps a lot. Reviewed on: 7th April 2026

PayPal have been excellent when experiencing a problem.

PayPal have been excellent when experiencing a problem. They were on hand to help me out. Reviewed on: 7th April 2026

Amazing new credit card.

It’s very fast and easy to pay online. And even better now with the new credit card. Reviewed on: 7th April 2026

Easy to use

Easy to use, easy to understand and looks good, straight forward without complicated instructions Reviewed on: 7th April 2026

PayPal is easy and convenient

PayPal is easy and convenient to use, rates are competitive and help is always there if you need it Reviewed on: 7th April 2026

Every time I’ve used PayPal, it worked perfectly.

Every time I’ve used PayPal, it worked perfectly. Would recommend it to family and friends. Reviewed on: 7th April 2026

Confidence and Trust Online

PayPal is so easy to use and gives confidence and trust when making significant payments online. I always use PayPal for my purchases. Being able to add PayPal to Apple Pau is another great feature to make the process even easier. Reviewed on: 7th April 2026

Well integrated.

Easy to use, integrated into online platforms such as eBay. Able to use a virtual card or a real one depending on method of dhopping. Reviewed on: 7th April 2026

PayPal is fantastic for those bigger purchases helpi...

PayPal is fantastic for those bigger purchases helping you spread the cost with no interest. Brilliant for a family of 5 when money is tight Reviewed on: 7th April 2026

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