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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101200)

Safe to use, complete purchases quickly.

5
Safe to use, complete purchases quickly. Reviewed on: 7th April 2026
Shirley M's avatar
Shirley M

Widely available and easy to use.

5
Widely available and easy to use. Direct debits are useful to keep on top of payments. Reviewed on: 7th April 2026
AnnaA's avatar
AnnaA

Easy to set up

5
Just convenient. Very simple to set up and then securely pay anything Reviewed on: 7th April 2026
SLR's avatar
SLR

I have been with PayPal for years and not had a bad...

4
I have been with PayPal for years and not had a bad experience Reviewed on: 7th April 2026
Paul w's avatar
Paul w

Excellent customer services.

5
Excellent customer services. Support is always available for the company customers. This is very important to me as a customer Reviewed on: 7th April 2026
Tee John's avatar
Tee John

It’s always there as a back up plan whenever I need...

5
It’s always there as a back up plan whenever I need it making it easier to handle my finances. Reviewed on: 7th April 2026
Michael G's avatar
Michael G

Excellent service Always spot on.

5
Excellent service Always spot on. Reviewed on: 7th April 2026
Alan S's avatar
Alan S

Easy to use and good services

5
Easy to use and good service - the way its all managed through the app works well and is very user friendly Reviewed on: 7th April 2026
Alistair M's avatar
Alistair M

Good experience so far

5
Good experience so far, and will watch for any shortfalls later on with my account processes. Reviewed on: 7th April 2026
Howard 's avatar
Howard

Always clear and straightforward.

5
Always clear and straightforward. Good response to queries. Excellent overall service. Reviewed on: 7th April 2026
Pauline's avatar
Pauline

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