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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145666 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145666)

Easy and useful

When using PayPal credit it has been super easy and useful Reviewed on: 6th May 2026

Safe and easy to use, someone always atvthe and of t...

Safe and easy to use, someone always atvthe and of the phone..When disputed purchases paypal always been on my side.Use it for all my online buying Reviewed on: 6th May 2026

No stress

I pay PayPal credit monthly by a small amount thst I hardly notice. Now and then I’m asked if I’d like to oay more and I do. No threats, no chasing, no stress. Reviewed on: 6th May 2026

Using paypal daily for making purchases

Using paypal daily for making purchases Reviewed on: 6th May 2026

No hassle and seamless processing

No hassle and seamless processing Reviewed on: 6th May 2026

Pay in 3 thats the one for me

PayPal credit makes it really easy to buy things, a flat payment or pay in 3 is a great feature, or even over a longer period. I use it all the time, its dead easy and is a million miles away from the usual traditional Bank experience. Reviewed on: 6th May 2026

PayPal Plus has changed my life

Since the launch of PayPal plus I make sure all of my spending goes through the app. The cashback rewards, benefits and activity all have positively impacted my usage of the system. I now actually use Paypal for all transactions wherever possible, and I love that there is a range of interest free options. Reviewed on: 6th May 2026

Very please and reliable.

Very please and reliable. I had a problem with the payment and had to get refund. Got it without hassel. Reviewed on: 6th May 2026

Smooth and easy credit...

Since I joined PayPal credit, I have a smooth and easy credit with PayPal. Suffice to say that paying no charges for the 3 or 4 instalments have been very comfortable as well for me and I recommend PayPal to all. Reviewed on: 6th May 2026

Always Relliable on PayPal .

Always Relliable on PayPal . Never let me down. If i have problems with a payment from a company PayPal will help sort it out. Reviewed on: 6th May 2026

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