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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

Used PayPal for years, it’s easy and great

Used PayPal for years and it’s easy to use, great customer service with great responses and quickness Reviewed on: 6th May 2026

Ease of use, clear and enabling.

To be honest, paypal as a service is very helpful, easy to use and available at for almost any kind of purchase. So nice having a simple app, making g easy of management and it has allowed me to make purchases I would never have been able to, and the Interest rates are very clear, with 0% options over short terms that I have utilised. I simply love it, so much better than a bank or finance agreements that retailers try to 'sell' you. Reviewed on: 6th May 2026

It’s very good and give good credit limit and easy t...

It’s very good and give good credit limit and easy to use Reviewed on: 6th May 2026

Helpful when i needed it, easy to apply

Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026

A good trustworthy company.

PayPal are always good trustworthy secure company.when paying with PayPal i always have peace of mind.any time there is an issue with a transaction it gets sorted straight away. Reviewed on: 6th May 2026

I just love PayPal, they are my safe space when purc...

I just love PayPal, they are my safe space when purchasing online. I know they protect me as a customer when the retailer isn’t there with their customer service support. I don’t worry because I know PayPal will have my back and is ready to step in! Reviewed on: 6th May 2026

PayPal credit review

Great service all round. Easy to talk to a person on the phone, always helpful and understanding. Easy to apply online and Easy to use the PayPal site and very easy to make payments either online or by direct debit. Reviewed on: 6th May 2026

Been using paypal for 10 years, for all my purchases.

Been using paypal for 10 years, for all my purchases. Paypal credit is amazing, specially with 4months 0% interest plan. I make all my big purchases with it. Reviewed on: 6th May 2026

Safe online shopping

PayPal have been very good at my protecting my purchases. They have disputed undelivered items with success and I feel I can use PayPal and not worry about my money and purchases. Aldo use PayPal for a pool to accrue fees from colleagues to pay for social gatherings. Very easy and handy to have Reviewed on: 6th May 2026

I have had a very good customer service.

I have had a very good customer service.PayPal team was amazing when I rang them. Reviewed on: 6th May 2026

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