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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57888 reviews)

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4.91

Based on 57,888 reviews, last reviewed 9th Apr 2026

653800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Excellent service thanks, easy to use. Excellent service thanks, easy to use. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57888)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very smooth, stress free transactions, excellent ser...

Very smooth, stress free transactions, excellent service, I have never had any problems with any of my transactions. One of the best customer experience I jave dor tue lingest time now. Reviewed on: 6th April 2026

Good service

Easy to use. Whenever er I have a problem i have no issues co tacting them and always helpful. Reviewed on: 6th April 2026

Great easy to use long time to pay ...

Great easy to use long time to pay back Reviewed on: 6th April 2026

Amazing costumer service

Always had a great experience with credit card and the costume service Reviewed on: 6th April 2026

GREAT FINANCIAL PRODUCT

Used it numerous times and it`s always been great. Reviewed on: 6th April 2026

Direct debit fails.

Consistently having issues with the direct debit. Keep setting it up, and it fails, costing me a fee, every time. Reviewed on: 6th April 2026

PayPal has been very reliable and great when I’ve ha...

PayPal has been very reliable and great when I’ve had queries Reviewed on: 6th April 2026

Can't fault it easy to use and very handy

Can't fault it easy to use and very handy Reviewed on: 6th April 2026

I pay for everything online through PayPal I trust i...

I pay for everything online through PayPal I trust it more than my Bank as I find it easier to use and if ever there's a problem it's so easy to sort out which is much harder to do these days with all bank branches closing down PayPal app is very easy to use I'm 62 years of age and I find it easy Reviewed on: 6th April 2026

Very informative

Great, very informative. Offers various credit options: 4 months at 0%, pay in 3 with no interests...or paypal credit with interests. Reviewed on: 6th April 2026

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