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PayPal: PayPal Credit reviews

4.91
Based on 57,925 reviews, last reviewed 9th Apr 2026
657200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Service. Amazing Service. No issues faced. Great features Reviewed on: 9th April 2026
Ajinkya D's avatar
Ajinkya D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57925)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Better banking

5
Better banking, All round and pay as you go Reviewed on: 6th April 2026

When ever I’ve had a problem with a purchase through...

5
When ever I’ve had a problem with a purchase through PayPal where I haven’t received my order PayPal customer services have been amazing and very helpful. I’ve always received my money back no quibble.i also make use of the pay I. Three payment plan and the credit plan I think this is a fantastic service as it has allowed me to buy things I’ve needed when I haven’t been in a position to pay out right. Reviewed on: 6th April 2026

Excellent support and value

5
Every time I have spoken to customer support they have resolved my issue swiftly and without long hold delays. Also the products offer great value for money. Reviewed on: 6th April 2026

Really good service, excellent communication

5
Really good service, excellent communication Reviewed on: 6th April 2026

PayPal is easy to set up and use.

5
PayPal is easy to set up and use. You know your money is safe when using paypal Reviewed on: 6th April 2026

Brilliant never a reason to moan

4
Brilliant never a reason to moan Reviewed on: 6th April 2026

Great service.

5
Great service. Nice rewards. many interest free offers. Reviewed on: 6th April 2026

normal,not enough good.

3
normal,not enough good.can increase more online split payment, like 0% 6-12 month instalments. Reviewed on: 6th April 2026

Paypal, the best of best. No challenger

5
I have been with PayPal for over 15 years and I've never had any issues with their services. Their customer service is top notch. Their conflict resolution can not be challenged. Once you report a company, they're swift to investigate and resolve the problem. Reviewed on: 6th April 2026

Paypal has your back

5
I just never have to worry about making transactions when PayPal ‘has my back. Reviewed on: 6th April 2026

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