Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149217)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Has come in handy on many occasions.

5
Has come in handy on many occasions. And pay in 3 has been useful when I've been unable to pay in full for more expensive purchases Reviewed on: 22nd June 2026
A M's avatar
A M

I have found that if ever I have needed to call, the...

5
I have found that if ever I have needed to call, the service has been great. easy to reach. Reviewed on: 22nd June 2026
Sophia M's avatar
Sophia M

Best finance option

5
Have been using for many years now, never had any issues. Customer service is excellent, payment options are also really good and flexible. Reviewed on: 22nd June 2026
Aneesa 's avatar
Aneesa

So easy to use and manage and keep on top of credit...

5
So easy to use and manage and keep on top of credit also it is a great to use when buying online because of protection from scammers Reviewed on: 22nd June 2026
Gary's avatar
Gary

Very good service all round

5
This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Easy to use and helpful staff if there is ever a pro...

5
Easy to use and helpful staff if there is ever a problem. Reviewed on: 22nd June 2026
Lucy Freeman's avatar
Lucy Freeman

No fuss, No muss

5
PayPal Credit has really helped me to be able to purchase a few key items at a time when i wouldn't have been able to, allowing me to proactively manage the cost via the PayPal app so i can always keep up to date with where i need to be. Reviewed on: 22nd June 2026
Paul's avatar
Paul

Payments

5
Great way to pay and interests free payments if payed in time Reviewed on: 22nd June 2026
Shaun Stevenson's avatar
Shaun Stevenson

Very good services.

5
Very good services. Safe and helping when needed! Reviewed on: 22nd June 2026
Mihai M's avatar
Mihai M

Amazing they go out of there way to help you...

5
Amazing they go out of there way to help you Reviewed on: 22nd June 2026
Ian Grinham's avatar
Ian Grinham

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79957 reviews
    PayPal

  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill