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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57975 reviews)

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4.91

Based on 57,975 reviews, last reviewed 9th Apr 2026

661700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My preferred payment option An intuitive website/app. Excellent safety procedures. My preference for online payments every time. Added bonus of being able to send and receive mon... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57975)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible payment options, with great customer service

I have used PayPal credit for a number of years for many different purchases. The 4 months interest free is extremely useful plus their interest free options with various retailers such as Samsung. Now we have an actual card to use with the account which has also made it even more flexible.. PayPal credit is a great facility when used responsibly like others however PayPal offers a greater deal of flexibility. Customer service I’ve used on several occasions via the app, Through both the messaging and call option's.. On all occasions it’s very easy to speak with someone with virtually no wait times which is unprecedented nowadays Reviewed on: 6th April 2026

Easy to use and good customer services

Easy to use and good customer services Reviewed on: 6th April 2026

Easy profit

Just like any other lender, profit is the game Reviewed on: 6th April 2026

Excellent customer service.

Excellent customer service. I would recommend it to anyone Reviewed on: 6th April 2026

A good alternative to normal finance

Paypal has been a life saver, sometimes in-between paydays or for big items its useful to do the pay in 3 with 0% interest. Especially for big items like washing machines or tumble dryers when they brake. Reviewed on: 6th April 2026

Have used pay in 3 and other other offers like inter...

Have used pay in 3 and other other offers like interest free deals with brands like samsung. Reviewed on: 6th April 2026

I had an issue a little while back and they was hone...

I had an issue a little while back and they was honest and very helpful Reviewed on: 6th April 2026

I’ve never had any issues with PayPal.

I’ve never had any issues with PayPal. The issues I have had have been retailer end and PayPal helped sort those out with me. Really peace of mind. Reviewed on: 6th April 2026

Convenience and reliability

I’m very pleased with PayPal as it’s quick and easy to use. Any queries to payments are dealt with efficiently and responses are conveyed every step of the way! Reviewed on: 6th April 2026

They fulfilled many dreams that I refer to with all...

They fulfilled many dreams that I refer to with all my heart and helped me organize my finances Reviewed on: 6th April 2026

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