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PayPal: PayPal Credit reviews

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4.91
Based on 91,709 reviews, last reviewed 1st May 2026
1888200% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use it often to send money and spread the cost I use it often to send money and for interest free spread the cost. I have t had to use customer service Reviewed on: 1st May 2026
Caitlin M's avatar
Caitlin M

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91708)

Paypal offered me Paypal credit, then I find I am no...

3
Paypal offered me Paypal credit, then I find I am not eligible. Why offer it to me in the first place. Reviewed on: 27th May 2025
Macone's avatar
Macone

I love the easy of use, I can buy things for birthda...

5
I love the easy of use, I can buy things for birthdays and Christmas and pay over 3 months Reviewed on: 27th May 2025
Jake's avatar
Jake

I use paypal multiple times per week and any timr I...

5
I use paypal multiple times per week and any timr I have had an issue it has been quickly resolved. Reviewed on: 27th May 2025
Daniel R's avatar
Daniel R

Safe and comfortable service

5
Safe and comfortable service, easy to use Reviewed on: 27th May 2025
Kristina's avatar
Kristina

Fast, effective and safe

5
Its just quick, safe and has different options for your finances at the time. Reviewed on: 27th May 2025
Emma L's avatar
Emma L

Excellent service - highly recommended

5
Excellent service - highly recommended Reviewed on: 27th May 2025
Ben C's avatar
Ben C

PayPal it’s my 4th emergency service without the drama

5
Perfectly easy to use. Always secure and safe. You can spread the cost of more expensive items. Purchasing made easy. Allows you total flexibility in payment options. Yes I couldn’t live without it. Reviewed on: 27th May 2025
sarah b's avatar
sarah b

Always prompt and reliable when either sending it re...

5
Always prompt and reliable when either sending it receiving money Reviewed on: 27th May 2025
Paul S's avatar
Paul S

really easy to use and never had a problem.

5
really easy to use and never had a problem. Reviewed on: 27th May 2025
Craig C's avatar
Craig C

Paypal is easy to use, quick and secure

5
PayPal is the no hassle quick way to pay. It is a secure way of paying and receiving money. I definitely would recommend it to everyone. Reviewed on: 27th May 2025
SUE 's avatar
SUE

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