Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145386 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145386)

I have used PayPal to pay for goods with 3 and 4 mon...

I have used PayPal to pay for goods with 3 and 4 months interest free options also to receive payments from abroad. Easy to use and great service. Reviewed on: 6th May 2026

Convenient and user friendly.

Convenient and user friendly. Non intrusive and smooth process of verification. Reviewed on: 6th May 2026

PayPal Credit - Making money simple!

Very good and easy use of PayPal Credit, allowing a wide range of products/services that can be paid for via their credit facility. Easy to set up, easy to pay - and that’s the one thing you want when it comes to finance. Simplicity! Reviewed on: 6th May 2026

A perfect experience.

A perfect experience. Fast and practical. There for me when I least expect it. Reviewed on: 6th May 2026

Always easy and convenient to use.

Always easy and convenient to use. Reviewed on: 6th May 2026

Excellent service

Easy to use fast reliable service Reviewed on: 6th May 2026

Been excellent from start to finish, never had any i...

Been excellent from start to finish, never had any issues Reviewed on: 6th May 2026

PayPal has been absolutely amazing with its credit o...

PayPal has been absolutely amazing with its credit offers. This has seen me able to book flights and use the four months interest free and be able to afford them flights instead of putting the mono credit card with interest. PayPal has been great when I’ve had to have disputes over items that have not arrived and they have fully supported and helped me receive my refund. Could not recommend PayPal enough. Reviewed on: 6th May 2026

I love PayPal.

I love PayPal. Everything is just so easy to use. Reviewed on: 6th May 2026

The app is great and user friendly.

The app is great and user friendly. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76344 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub