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PayPal: PayPal Credit reviews

4.90
Based on 91,627 reviews, last reviewed 1st May 2026
1884250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

such an easy application process such an easy application process Reviewed on: 1st May 2026
Leona T's avatar
Leona T

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91627)

PayPal, easy way to pay

5
I've used Paypal as my go-to for online shopping for years. I've had a few reasons (purchase issues, not with Paypal directly) to contact their customer service teams in that time and their response has always been considered, helpful and most importantly always with a quick resolution. Reviewed on: 27th May 2025

So easy to use.

5
So easy to use. I don't use credit very often but this is the easiest and most affordable route I have found to purchase and pay back Reviewed on: 27th May 2025

Aways good aways there for me and happy to use the s...

5
Aways good aways there for me and happy to use the service. Reviewed on: 27th May 2025

best credit provider

5
good interest rate, lots of no interest offers, customer service Reviewed on: 27th May 2025

Simple really easy to use great managing payment eac...

5
Simple really easy to use great managing payment each month Reviewed on: 27th May 2025

I have cleared my credit in no time.

5
I have cleared my credit in no time with their zero to low interest options. With reasonable credit limit as well. Reviewed on: 27th May 2025

Great platform and business to work with

5
Great platform and business to work with Reviewed on: 27th May 2025

Always a great service

5
Always a great service and makes paying for items more secure, which is needed. Always quick to respond to any issues and dealt with promptly. Reviewed on: 27th May 2025

Happy to do business

4
Easy to use quick and efficient. Reviewed on: 27th May 2025

Awesome experience.

5
The experience has been awesome, fast and reliable payment service with great offers for covenience repayment plan, Highly recommendable. Reviewed on: 27th May 2025

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