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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145399 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145399)

PayPal has been absolutely amazing with its credit o...

PayPal has been absolutely amazing with its credit offers. This has seen me able to book flights and use the four months interest free and be able to afford them flights instead of putting the mono credit card with interest. PayPal has been great when I’ve had to have disputes over items that have not arrived and they have fully supported and helped me receive my refund. Could not recommend PayPal enough. Reviewed on: 6th May 2026

I love PayPal.

I love PayPal. Everything is just so easy to use. Reviewed on: 6th May 2026

The app is great and user friendly.

The app is great and user friendly. Reviewed on: 6th May 2026

It's been very easy and they have clear communication

It's been very easy and they have clear communication Reviewed on: 6th May 2026

Great company.

I have been with PayPal for as long as I can remember. The ability to use credit line on my big shopping is giving me a peace of mind that I'm covered and can have something now whilst paying in installments. Reviewed on: 6th May 2026

Uncomplicated!

Easy to use, no complicated forms, no card to carry around, available at point of purchase. Reviewed on: 6th May 2026

It's nice quick and easy hassle free

It's nice quick and easy hassle free Reviewed on: 6th May 2026

Love it literally use ur for everything

Simple and accessible especially on apple pay Reviewed on: 6th May 2026

I use paypal credit a lot to buy various items.

I use paypal credit a lot to buy various items. I find it easy to use and they give plenty of time to pay back before the add credit. Wasnt for paypal credit i woukd find it hard to buy irems at times. Also using paypal i find good for sending money to friends and family and vice versa Reviewed on: 6th May 2026

Good service and easy to use.

Good service and easy to use., affordable and convientent . Reviewed on: 6th May 2026

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