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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145402)

Love it literally use ur for everything

5
Simple and accessible especially on apple pay Reviewed on: 6th May 2026

I use paypal credit a lot to buy various items.

5
I use paypal credit a lot to buy various items. I find it easy to use and they give plenty of time to pay back before the add credit. Wasnt for paypal credit i woukd find it hard to buy irems at times. Also using paypal i find good for sending money to friends and family and vice versa Reviewed on: 6th May 2026

Good service and easy to use.

5
Good service and easy to use., affordable and convientent . Reviewed on: 6th May 2026

PayPal Credit helps me to purchase goods online.

5
PayPal Credit helps me to purchase goods online. Goods that are more expensive than I can afford at the time of purchase but gives me time to pay for them. I can pay off the cost of the goods at a price I can afford each month. Reviewed on: 6th May 2026

Fantastic !!

5
If I didn't get Paypal credit or Paypal pay in 3, I would not of been able to purchase the items that I did. A great way to spread the cost with no interest. Reviewed on: 6th May 2026

Easy to use, 4 months no interest is great

5
Easy to use, 4 months no interest is great Reviewed on: 6th May 2026

Its a useful tool to help manage my money

4
Its a useful tool to help manage my money Reviewed on: 6th May 2026

Great customer service I never need to worry about m...

5
Great customer service I never need to worry about my account it definitely safe Reviewed on: 6th May 2026

Would recommend to anyone.

5
Would recommend to anyone. A great and helpful service Reviewed on: 6th May 2026

Perfect and Great

5
Great and fast and exactly what you need at the right time time Reviewed on: 6th May 2026

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