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PayPal: PayPal Credit reviews

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4.91
Based on 91,411 reviews, last reviewed 1st May 2026
1874600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence when shopping on line Convenient, straightforward, safe to use, uncomplicated and great customer service. I feel confident when purchasing on line when I use PayPal Reviewed on: 1st May 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91411)

Reliable and safe financial institution

5
Never had any issues with PayPal and always been reliable. Charges for receiving were historically pretty expensive that was my only negative but excellent otherwise. Reviewed on: 27th May 2025
Ryan F's avatar
Ryan F

Very clear and easy to deal with.

5
Very clear and easy to deal with. Good interest rates and interest free options to help purchase big ticket items. Reviewed on: 27th May 2025
Chris Smith's avatar
Chris Smith

Love it!

5
Just got the app on my phone! Love it! Bought some bathroom furniture on line. couldn't find my invoice in my emails to return something. All the details I found easily on my pay pal account! What a relief! phew! Reviewed on: 27th May 2025
Kay 's avatar
Kay

Always been helpful for making purchases quick and e...

5
Always been helpful for making purchases quick and easy. Reviewed on: 27th May 2025
Sebastian J's avatar
Sebastian J

Great for online shopping, but not customer service.

3
It's very convenient for online shopping and I'll keep using it because of that. No need to have all my cards details etc, just select PayPal and off I go. The customer service lets it down though, I can never get through to a human person who can help me out with my questions. Reviewed on: 27th May 2025
Laetitia's avatar
Laetitia

Safe and convenient, been using it for years, never...

5
Safe and convenient, been using it for years, never had an issue. Pay in three is super useful. Reviewed on: 27th May 2025
D E's avatar
D E

No issues in years!

5
No issues in years! Perfect way to stay safe and secure online with plan options to spread payments. Reviewed on: 27th May 2025
Lee H's avatar
Lee H

TOMTOM car sat navigation error

5
had a free trial with TOMTOM car sat navigation via their german website for a year. i had ticked the no auto renewal box but this was ignored so i appealed thru paypal and they helped me win my case Reviewed on: 27th May 2025
BATMANSWFC's avatar
BATMANSWFC

A great experience

5
I have always had a great experience in all matters that use PayPal for Reviewed on: 27th May 2025
Joanne A's avatar
Joanne A

I feel safe and confident making purchases online an...

5
I feel safe and confident making purchases online and paying via PayPal. I know PayPal will help me with any issues quickly and fairly. Reviewed on: 27th May 2025
Leanne B's avatar
Leanne B

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