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PayPal: PayPal Credit reviews

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4.91
Based on 91,288 reviews, last reviewed 1st May 2026
1869050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to keep track PayPal credit is straightforward, clear and easy to use. Easy to keep track of money and to set up payments. I found it hard to manage my spending in ... Read more Reviewed on: 1st May 2026
Laura's avatar
Laura

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91288)

Very good interest free facility

5
Very good interest free facility Reviewed on: 27th May 2025
N London 's avatar
N London

Safe online shopping

5
Easy to access and use. Safe online shopping Reviewed on: 27th May 2025
LynP's avatar
LynP

So easy to use, and secure.

5
So easy to use, and secure. Payments go through quickly. Reviewed on: 27th May 2025
John A's avatar
John A

Easy to apply for pay in 3 items, with no fuss results.

5
Easy to apply for pay in 3 items, with no fuss results. Reviewed on: 27th May 2025
Lucas J's avatar
Lucas J

Pay in 3

5
Was given 0% finance over 3 months. Easy to set up and manage. Saved me having to save for the product Reviewed on: 27th May 2025
Mylesp's avatar
Mylesp

Gives you a sense of security

5
I feel safe using PayPal and they have always been there for me when I have needed them. Reviewed on: 27th May 2025
Linda P's avatar
Linda P

Quick, easy access to credit

5
PayPal credit offers me a quick easy way to use short-term credit. Repayments are easily arranged so that interest doesn't mount up. Reviewed on: 27th May 2025
Kathleen Bakewell 's avatar
Kathleen Bakewell

PayPal credit

5
Easy to use and spread payment at no extra cost to the customer. easy transfers with reassurance that PayPal will support if necessary Reviewed on: 27th May 2025
Special K's avatar
Special K

Good experience.

5
Good experience. Used before, no issues Reviewed on: 27th May 2025
Karim S's avatar
Karim S

Easy to access, no fuss transactions, any issues res...

5
Easy to access, no fuss transactions, any issues resolved promptly so no unnecessary stress. Would totally recommended to friends and family . Reviewed on: 27th May 2025
Sharon Allsop's avatar
Sharon Allsop

Review PayPal: PayPal Credit now

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