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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

Its a useful tool to help manage my money

Its a useful tool to help manage my money Reviewed on: 6th May 2026

Great customer service I never need to worry about m...

Great customer service I never need to worry about my account it definitely safe Reviewed on: 6th May 2026

Would recommend to anyone.

Would recommend to anyone. A great and helpful service Reviewed on: 6th May 2026

Perfect and Great

Great and fast and exactly what you need at the right time time Reviewed on: 6th May 2026

Had problem with eBay not sending item so when ask r...

Had problem with eBay not sending item so when ask refund PayPal always updates me Reviewed on: 6th May 2026

Always easy to use, helpful when you need a little h...

Always easy to use, helpful when you need a little help. The app works very well. Pay in 3 without extra charge is very good. I would like the payment to be taken automatically same day from the bank as sometimes is a little delay. Reviewed on: 6th May 2026

All good and excellent .

All good and excellent .I use it for making payment. Reviewed on: 6th May 2026

smooth and efficient transactions that are managed s...

smooth and efficient transactions that are managed smoothly and efficiently Reviewed on: 6th May 2026

It’s good very functional with reasonable interest r...

It’s good very functional with reasonable interest rates. Only problem is if you have a 12/24 month payment plan on PayPal Credit you cannot then pay off a “pay in 4” credit unless you wait until the exact day and pay it off all at once. Reviewed on: 6th May 2026

Very good experience and easy to use.

Very good experience and easy to use. Reviewed on: 6th May 2026

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