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PayPal: PayPal Credit reviews

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4.91
Based on 91,221 reviews, last reviewed 1st May 2026
1865850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal always meets my financial needs whether it’s... PayPal always meets my financial needs whether it’s making online transactions easy, helping me to split payments, easily get paid by clients and send... Read more Reviewed on: 1st May 2026
Rachel M's avatar
Rachel M

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91221)

Paypal allows me to spread the cost of my purchases.

5
Paypal allows me to spread the cost of my purchases. Reviewed on: 27th May 2025
Jane A's avatar
Jane A

Paypal has given me peace of mind.

5
Paypal has given me peace of mind. I don't have to give my card details for every purchase I make online and it offers me great payment plans. They have been very supportive and have helped to resolve any disputes effectively and efficiently. Reviewed on: 27th May 2025
Kiren D's avatar
Kiren D

Quick & easy with choice

5
It feels safer to pay by PayPal online and I love the fact that you get so many easy and quick options of how to pay. Pay straight from your bank account , 3 monthly or 4 months interest credit to spread the cost. Couldn’t be easier. Reviewed on: 27th May 2025
Suzie B's avatar
Suzie B

PayPal credit. Never had a problem always been 100%

5
Never had a problem always been 100% Reviewed on: 27th May 2025
Paul Simmons's avatar
Paul Simmons

Great deal

5
Nothing to complain about it ,is there when you need it Reviewed on: 27th May 2025
Anto's avatar
Anto

PayPal is amazing for one of a number of things!

5
I have used PayPal for many years now and have absolutely loved it. It is extremely user friendly and offers a wide variety of products. I really like using PayPal for online purchases as all of my details are prepopulated plus the added bonus of selecting one of a number of debit cards is great. When issues are hit the customer service is always very prompt Reviewed on: 27th May 2025
Dom G's avatar
Dom G

Very good, easy and safe to handle money

5
Very good, easy and safe to handle money Reviewed on: 27th May 2025
Anilkumar P's avatar
Anilkumar P

Very professional.

5
Very professional. Prompt, safe service. Reviewed on: 27th May 2025
Katherine D's avatar
Katherine D

Great system

5
Always fast customer service that will walk you through any questions about the system. A reminder and minimum payment limit to avoid charges are also very helpful if you use PayPal Credit. Reviewed on: 27th May 2025
Alex M's avatar
Alex M

Very easy to use every online shopping and safe we g...

5
Very easy to use every online shopping and safe we getting things. If we use credit cards sometimes we don't get what we ordered. Reviewed on: 27th May 2025
Sivanat's avatar
Sivanat

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