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PayPal: PayPal Credit reviews

4.91
Based on 91,189 reviews, last reviewed 1st May 2026
1864350% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is helpful splitting my balance purchases into 3... It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026
Erika G's avatar
Erika G

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91189)

I have been using PP for ages.

5
I have been using PP for ages it just works simple to navigate website I know exactly where I am and added bonus of being able to return items with no quibble refunds. Reviewed on: 27th May 2025

Easy to use, quick decision give you flexibility for...

5
Easy to use, quick decision give you flexibility for finance Reviewed on: 27th May 2025

never have a problem with any payments or service I...

5
never have a problem with any payments or service I have used Reviewed on: 27th May 2025

i always use paypal for a safe option on websites

5
i always use paypal for a safe option on websites Reviewed on: 27th May 2025

Always use PayPal for purchasing online.

5
Always use PayPal for purchasing online. Gives me peace of mind. And different ways to pay Reviewed on: 27th May 2025

Excellent service

5
Have always found the customer service to be excellent and very friendly Reviewed on: 27th May 2025

Had some issues with paying off balance and contacti...

5
Had some issues with paying off balance and contacting customer services. Credit is eadier to use than a card through paypal Reviewed on: 27th May 2025

Very efficient, ideal for quick check out when buyin...

5
Very efficient, ideal for quick check out when buying on line. I feel much safer using PayPal to buy on line. Reviewed on: 27th May 2025

Easily managed

5
I find PayPal the easiest to use and understand and I'm kept informed of all the information I need to manage my account. Reviewed on: 27th May 2025

Pay Pal Credit

5
It's so Easy to use & Very Safe. Reviewed on: 27th May 2025

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