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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,171 reviews, last reviewed 1st May 2026
1863550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure payments I always use PayPal for my online transactions as they are safe and secure. I've never had a bad experience with them. Reviewed on: 1st May 2026
Carolina A's avatar
Carolina A

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91171)

Affordable payments without hassle.

5
Affordable payments without hassle. Excellent service. Thanks for being with your customers. Reviewed on: 27th May 2025
Luis 's avatar
Luis

Great finance option

5
Easy to use as payment and spread the cost through various options! Highly recommend! Reviewed on: 27th May 2025
Gemma C's avatar
Gemma C

I use PayPal credit for concert tickets and have had...

5
I use PayPal credit for concert tickets and have had a very good time using it Reviewed on: 27th May 2025
Campbell Mackenzie's avatar
Campbell Mackenzie

Smart purchase

5
Purchasing an expensive item on PayPal credit means no loosing out with interest rates, simple and easy to manage. I was able to buy a new phone without signing up to a tariff deal with mobile phone provider keeping a great low tariff Reviewed on: 27th May 2025
Etakdea's avatar
Etakdea

Easy to use, easy to understand, good value

5
Easy to use, easy to understand, good value Reviewed on: 27th May 2025
David y's avatar
David y

Good service provider

5
Good service provider helping customers Reviewed on: 27th May 2025
Navdeep S's avatar
Navdeep S

I had no issues using PayPal, app works perfectly, e...

5
I had no issues using PayPal, app works perfectly, easy to pay or to get paid. Reviewed on: 27th May 2025
Claudiu C's avatar
Claudiu C

Easy to use and the lowest fees.

5
Easy to use and the lowest fees. Reviewed on: 27th May 2025
Nelson DF's avatar
Nelson DF

Excellent

5
Great app user interface, easy and simple to use. Paypal credit really useful tool Reviewed on: 27th May 2025
Matthew S's avatar
Matthew S

I always feel safe using PayPal.

5
I always feel safe using PayPal. I’ve never had any issues. I’m able to spread the cost over 3 months. This is amazing Reviewed on: 27th May 2025
Jackie Cooper's avatar
Jackie Cooper

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