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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145420)

Great flexibility and easy to navigate

Great flexibility and easy to navigate Reviewed on: 6th May 2026

Easy, reliable and clear service.

Every transactions has been carried out without a hitch and all charges are fully transparent. Reviewed on: 6th May 2026

Great service would recommend

Great service would recommend, very efficient and reliable. Have had it for years now and no issues Reviewed on: 6th May 2026

Simple, easy and accessible.

Simple, easy and accessible. Whilst providing security and ability to manage finances in a realistic way Reviewed on: 6th May 2026

Very easy to utilise and completely hastle free.

Very easy to utilise and completely hastle free. Reviewed on: 6th May 2026

It was good good customer service

It was good customer service . Good response. Reviewed on: 6th May 2026

Easy process

Easy process. Works seamlessly. Quick and easy Reviewed on: 6th May 2026

I always use PayPal for purchases on credit

I have been using PayPal for many years, whenever I need to purchase a higher priced item if paypal is offered as a means to pay then I always use it. Obtaining short term and long term credit is made simple and fast, with multiple payments t options more often than not interest free. I use PayPal for all my credit purchases Reviewed on: 6th May 2026

Customer services are always polite but they do seem...

Customer services are always polite but they do seem to always have the sellers best interest first. It would be nice as a customer to have more faith in the buyer protection policy. Reviewed on: 6th May 2026

The smarter way to pay with PayPal

The smarter way to pay with PayPal Reviewed on: 6th May 2026

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