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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,136 reviews, last reviewed 1st May 2026
1862150% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely no issues, love this service Absolutely no issues, love this service and use it more than any other payment or credit card option Reviewed on: 1st May 2026
Aggy's avatar
Aggy

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91136)

Had a bad experience with PayPal credit, would not l...

3
Had a bad experience with PayPal credit, would not listen and useless replies Reviewed on: 27th May 2025
Jade T's avatar
Jade T

Debit direct is good very good way of paying

5
Debit direct is good very good way of paying Reviewed on: 27th May 2025
Andrew 's avatar
Andrew

Great value and excellent service

5
Great value and excellent service Reviewed on: 27th May 2025
Richard B's avatar
Richard B

Useful when buying big purchase and reminds you when...

5
Useful when buying big purchase and reminds you when you need to pay off before you start paying interest Reviewed on: 27th May 2025
AJ's avatar
AJ

Been with paypal for more than 10 years.

5
Been with paypal for more than 10 years. There service remains excellent.à Reviewed on: 27th May 2025
Yetunde L's avatar
Yetunde L

Seamless and issue free.

5
Seamless and issue free. It is always clear which PayPal product is available for every purchase. No questions needed. Reviewed on: 27th May 2025
Monica 's avatar
Monica

I use PayPal all the time for purchases.

5
I use PayPal all the time for purchases. It's always been painless. Reviewed on: 27th May 2025
Graham D's avatar
Graham D

Great service, easy to use.

5
Great service, easy to use. Would recommend to family and friends Reviewed on: 27th May 2025
Clare k's avatar
Clare k

Fabulous service provided by PayPal, safe secure and...

5
Fabulous service provided by PayPal, safe secure and practical. Reviewed on: 27th May 2025
Shahid u's avatar
Shahid u

It’s a very good.

5
It’s a very good.im trouble for finance and they help for mi. Reviewed on: 27th May 2025
Pragnes M's avatar
Pragnes M

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