Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,088 reviews, last reviewed 30th Apr 2026
1859850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure. Safe and secure. Have no interest when u pay within 4 months. Reviewed on: 30th April 2026
Bulbul A's avatar
Bulbul A

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91088)

Using paypal for online payments for extra security...

5
Using paypal for online payments for extra security and protection against thefts when buying things. Using also paypal credit on regular basis to cover more valuable expenses with 0 interest on loaned money. Reviewed on: 27th May 2025
Martin K's avatar
Martin K

Used PayPal for over 20 years

5
Used PayPal for over 20 years and never had a problem, always fast and easy to use Reviewed on: 27th May 2025
Curtis's avatar
Curtis

I have been using PayPal for meny years now, when I...

5
I have been using PayPal for meny years now, when I started you could only use it when buying from eBay. I now use it for most things when buying online as it’s a quick easy and most of all simple way to pay. Reviewed on: 27th May 2025
stuart j's avatar
stuart j

Security when making purchases and helpful with any...

5
Security when making purchases and helpful with any queries. Puts online items within your reach with the offer of 0% interest or pay in 3. A brilliant service, I’m very happy. Reviewed on: 27th May 2025
Brid M's avatar
Brid M

all good amazing very easy to use

5
all good amazing very easy to use Reviewed on: 27th May 2025
Maria Anton-Garcia's avatar
Maria Anton-Garcia

Simple to use

4
So simple to use and easy to access for detail. Reviewed on: 27th May 2025
Steve I's avatar
Steve I

All good

5
It was easy and simple to use and can't wait to use it more as this was my first time so I hope my experience with PayPal goes smoothly. Reviewed on: 27th May 2025
arif p's avatar
arif p

I really like PayPal’s credit.

5
I really like PayPal’s credit. It’s flexible to use and obvious when you need to make repayments. The customer service are great and I highly recommend somebody that I know. Reviewed on: 27th May 2025
Chloe's avatar
Chloe

Used PayPal credit for years now.

5
Used PayPal credit for years now. Really helped when we have been stuck especially when I got made redundant added it to my curve wallet and literally kept bread on the table Reviewed on: 27th May 2025
Dean W's avatar
Dean W

Pal is my pal, very understanding reliable, anythi...

5
Pal is my pal, very understanding reliable, anything goes wrong g they are there excellent service Reviewed on: 27th May 2025
Stephen C's avatar
Stephen C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill