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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145428)

Never had any issues

5
Never had any issues with PayPal, always get good offer on PayPal credit. Reviewed on: 6th May 2026

always easy to use and buyer protection

5
always easy to use and buyer protection Reviewed on: 6th May 2026

It os really useful and easy to use

5
It os really useful and easy to use Reviewed on: 6th May 2026

GreatPal

5
Great to use and any issues resolved quickly Reviewed on: 6th May 2026

Good service, but I'm only writing this review to en...

5
Good service, but I'm only writing this review to enter a competition Reviewed on: 6th May 2026

PayPal quick response

5
When I had communication with PayPal, they responded very quickly. Reviewed on: 6th May 2026

Paypal Credit is so easy for consumers to use and ke...

5
Paypal Credit is so easy for consumers to use and keep constant check on the remaining balance, plus the interest free for 4months is a great appeal and better than most credit cards. Plus it’s linked to your PayPal account and with you being able to use PayPal pretty much anywhere online, it’s a great option. Reviewed on: 6th May 2026

Helpful and Effective

5
It gives you a lengthy period of time to pay off your credit at a rate that works for you, allowing you to manage your payments on your own accord. This is better than most other credit type systems available when it comes to retail. Reviewed on: 6th May 2026

Great customer service, great value for money, 4 mon...

5
Great customer service, great value for money, 4 months interest free purchases are amazing, I would highly recommend Reviewed on: 6th May 2026

I've been using PayPal services for years and find i...

5
I've been using PayPal services for years and find it reliable. Reviewed on: 6th May 2026

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