Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145429)

I've been using PayPal services for years and find i...

I've been using PayPal services for years and find it reliable. Reviewed on: 6th May 2026

I could always rely on PayPal service.

I could always rely on PayPal service. So convenient and very useful. Reviewed on: 6th May 2026

Very easy to use and set up on your device...

Very easy to use and set up on your device Reviewed on: 6th May 2026

Easy to set up and use.

Easy to set up and use. Never had any issues. Great and quick way to pay for items. Reviewed on: 6th May 2026

Paypal has never got anything wrong for myself.

Paypal has never got anything wrong for myself, and they have provided adequate solutions when i have a problem with things bought and delivered incorrectly or not at all, excellent.They will always email if something is wrong or right which keeps me looking and keeping tabs on my outgoings. Reviewed on: 6th May 2026

The service provided a quick and easy payment set up...

The service provided a quick and easy payment set up with a great credit facility and when I’ve had problems a quick and efficient customer service based team on hand. Wonderful service 10/10. Reviewed on: 6th May 2026

Excellent way to pay

Easy payments and a few months interest free Customer service is excellent when you encounter a problem Reviewed on: 6th May 2026

Paypal all-rounder

I have a debit and credit card with PayPal. Both are easy to use, any issues paypal are a message away. Quick responses. Credit card is excellent 4mths 0% makes this card stand out from other companies. Would definately recommend to family and friends. Transfers to and from my main bank account is quick and efficient, no waiting. Reviewed on: 6th May 2026

PayPal is easy safe and quick option to pay

PayPal is easy safe and quick option to pay Reviewed on: 6th May 2026

This service gave me more freedom of choice regardin...

This service gave me more freedom of choice regarding payments Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub