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PayPal: PayPal Credit reviews

4.91
Based on 90,920 reviews, last reviewed 30th Apr 2026
1852300% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and straightforward. Very simple and straightforward. Extremely user friendly. Reviewed on: 30th April 2026
Jake R's avatar
Jake R

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (90920)

Use PayPal for a lot.

5
Use PayPal for a lot. Wish it were available with more retailers. Reviewed on: 27th May 2025

Never had any issues.

5
Never had any issues. Straightforward easy option Reviewed on: 27th May 2025

Best experience ever !;)

5
Best experience ever ! H Reviewed on: 27th May 2025

Great customer service team!

4
Great customer service team! I had an issue with a seller (I didn’t receive the item I bought), and PayPal were fantastic. They listened, took down all the necessary information, and took appropriate action. Thank you very much!" Reviewed on: 27th May 2025

Easy to use and comes in very handy to manage...

5
Easy to use and comes in very handy to manage cash flow Reviewed on: 27th May 2025

Very easy to use service, transparent with no hidden...

5
Very easy to use service, transparent with no hidden agenda Reviewed on: 27th May 2025

Quick and convent but always at a cost

4
Quick and convent but always at a cost Reviewed on: 27th May 2025

I absolutely love PayPal.

5
I absolutely love PayPal. It lets me pay over a period of time giving me the opportunity to buy stuff that I couldn't afford to pay outright Reviewed on: 27th May 2025

It’s been a positive experience.

5
It’s been a positive experience. I appreciate the clear email communication and follow ups Reviewed on: 27th May 2025

Customers service is top notch h, efficient, quick i...

5
Customers service is top notch h, efficient, quick in responding to complaints. Always ready to help. Communication skills is very good. With Paul’s you can never get it wrong. The best money app one can Tejay on anytime any day Reviewed on: 27th May 2025

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