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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

This service gave me more freedom of choice regardin...

This service gave me more freedom of choice regarding payments Reviewed on: 6th May 2026

Easy to use, interest free loans over 3 months , fan...

Easy to use, interest free loans over 3 months , fantastic Reviewed on: 6th May 2026

The Perfect Way to Spread the Cost

I’ve been using PayPal Credit for a while now, and it has genuinely made managing my larger purchases so much easier. The standout feature for me is the 4 months 0% interest on every purchase over £99. It provides a fantastic safety net and allows me to spread the cost of essential items without the pressure of immediate high-interest fees. Reviewed on: 6th May 2026

Amazing always give me choices of what way I can use...

Amazing always give me choices of what way I can use the app if I’m short of money Reviewed on: 6th May 2026

Excellent lender and facilitator

I have held a PayPal account for many years. The company is transparent in all its dealings with customers and using the app allows 24/7 access to your account status. Good communication and excellent customer service. Reviewed on: 6th May 2026

Daily use

Easy to use, it’s part of daily online purchasing Reviewed on: 6th May 2026

I always pay with PayPal because I have the reassura...

I always pay with PayPal because I have the reassurance that I will get my money back if the item is not reviewed or not as advertised Reviewed on: 6th May 2026

Great communication, reliable and friendly service.

Great communication, reliable and friendly service. Reviewed on: 6th May 2026

Very good service never had a problem easy to use an...

Very good service never had a problem easy to use and understand good customer service Reviewed on: 6th May 2026

Unbeatable offers and customer care

Been using PayPal for years and never once had an issue that I didn’t get resolved. Their 4 months interest free credit has been fantastic for my needs meaning I never need to get a loan. Reviewed on: 6th May 2026

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