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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

PayPal is perfect for me to send monies to my family...

PayPal is perfect for me to send monies to my family abroad Reviewed on: 6th May 2026

Often have good offers on interest free spending

Often have good offers on interest free spending Reviewed on: 6th May 2026

Always had a good experience using my PayPal credit

Always had a good experience using my PayPal credit Reviewed on: 6th May 2026

It's all good all the time.

It's all good all the time. You never have to miss a bargain. It's easy to apply for and use. Reviewed on: 6th May 2026

Great service and easy to use.

Great service and easy to use. Always opt to use when available as makes checkout experiences easier Reviewed on: 6th May 2026

A great way to spread payments, easy to enable and o...

A great way to spread payments, easy to enable and offered by many outlets. Great communication easy to understand payment options. Easy to track via the app, would recommend to anyone looking for an additional tool in their financial wallet. Reviewed on: 6th May 2026

PayPal credit

Easy to apply quick decision always use it for expensive purchases Reviewed on: 6th May 2026

I recommend PayPal

I love Pay Pal, it’s so convenient and easy to use. I also love that you can donate to charities as well using PayPal. Reviewed on: 6th May 2026

Excellent

I’ve been using PayPal for quite a while now, and it’s easily one of the most convenient ways to send and receive money online. The setup was straightforward, and linking my bank account and card only took a few minutes. What really stands out is how quick transactions are—payments go through almost instantly, which is perfect when splitting bills or making online purchases. Another big plus is the level of security. Knowing that my financial details aren’t shared directly with sellers gives me peace of mind, especially when shopping from unfamiliar websites. The buyer protection feature is also reassuring, as it adds an extra layer of confidence when making purchases. The mobile app is user-friendly and makes it easy to keep track of transactions, send money, or request payments on the go. I also like the flexibility of being able to pay in different currencies, which is helpful for international purchases. If I had to point out a downside, it would be the fees on certain transactions, particularly for currency conversions or receiving payments for goods and services. However, the convenience and reliability generally outweigh these costs. Overall, PayPal is a fast, secure, and widely accepted payment platform that I would recommend to anyone looking for a simple way to manage money online. Reviewed on: 6th May 2026

It has been easy to use, no issues and will definite...

It has been easy to use, no issues and will definitely use again when need Reviewed on: 6th May 2026

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