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PayPal: PayPal Credit reviews

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4.91
Based on 90,824 reviews, last reviewed 30th Apr 2026
1847850% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Gave me refund for lost parcel, efficient customer s... Gave me refund for lost parcel, efficient customer service when need to deal with unresolved transactions. Reviewed on: 30th April 2026
NEW BISQUIT CUSTOMER's avatar
NEW BISQUIT CUSTOMER

Latest lowest rating:

1

The worst service I have ever encountered I do not r... The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026
Ionut 's avatar
Ionut
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90824)

Convenient way to spread the cost

5
PayPal Credit offers a convenient way to spread the cost of purchases, especially for online shopping. The application process is quick, and integration with PayPal is seamless. However, the high interest rates after the promotional period and the limited customer service can be drawbacks. Great for short-term use if paid off in time. Reviewed on: 27th May 2025
Ms L R's avatar
Ms L R

Easy to use, Pay in 3 and 0% Credit very helpful for...

5
Easy to use, Pay in 3 and 0% Credit very helpful for larger purchases. Reviewed on: 27th May 2025
Adam W's avatar
Adam W

Always friendly and helpful.

5
Always friendly and helpful. Very good at resolving disputes. Reviewed on: 27th May 2025
Dave P's avatar
Dave P

they are a good service

5
they are a good service and helped me out a lot Reviewed on: 27th May 2025
ian thompson's avatar
ian thompson

Simple with low interest...

5
Very easy to use, quick and simple with low interest rates on credit finance which helped me get my new bike. Reviewed on: 27th May 2025
Jack C's avatar
Jack C

Very quick and easy to use , most things accept...

5
Very quick and easy to use , most things accept paypal Reviewed on: 27th May 2025
Joe J's avatar
Joe J

The services are very good, nothing to comment on.

5
The services are very good, nothing to comment on. Reviewed on: 27th May 2025
Marian S's avatar
Marian S

Very easy to access credit when I needed it

5
Very easy to access credit when I needed it Reviewed on: 27th May 2025
Ian H's avatar
Ian H

Reliable and dependable, very straightforward

5
Reliable and dependable. It feels safer for me to make purchases through PayPal, and then once I check my financial situation I begin to make payments. Reviewed on: 27th May 2025
Stephen D's avatar
Stephen D

East to use, would recommend!

5
East to use, would recommend!! No issues Reviewed on: 27th May 2025
Seb V's avatar
Seb V

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