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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145431)

It has been easy to use, no issues and will definite...

5
It has been easy to use, no issues and will definitely use again when need Reviewed on: 6th May 2026

Makes life easier

5
PayPal helps me spread my purchase costs making buying easier. I like that I don’t have to give my card details to businesses I can just use PayPal. Reviewed on: 6th May 2026

Always quick and safe to use, ease of transfers and...

5
Always quick and safe to use, ease of transfers and receipt Reviewed on: 6th May 2026

I've never had any problems with PayPal it's a easy...

5
I've never had any problems with PayPal it's a easy way to pay for your purchases Reviewed on: 6th May 2026

Ive used PayPal now for many years, it's a company I...

5
Ive used PayPal now for many years, it's a company I trust and feel safe with, PayPal is my first choice when buying online, its also convenient if you fancy splitting your payments up, you are always kept upto date and in complete control through the app or website... the online security PayPal provides keeps me feeling safe.. Reviewed on: 6th May 2026

Positive and very quick experience.

4
Positive and very quick experience. Reviewed on: 6th May 2026

Mixed experiences with refunds for missing products...

3
Mixed experiences with refunds for missing products from my orders Reviewed on: 6th May 2026

Any time I've had to speak to customer service they'...

5
Any time I've had to speak to customer service they've always been extremely helpful. Reviewed on: 6th May 2026

Never had any issues.

4
Never had any issues.Used PayPal for many years. Reviewed on: 6th May 2026

Amazing credit products.

5
Amazing credit products. Very easy to use. App is brilliant. Reviewed on: 6th May 2026

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