Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90737 reviews)

View other PayPal products

4.91

Based on 90,737 reviews, last reviewed 30th Apr 2026

1843800% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

This is the service that helps me in difficult situa... This is the service that helps me in difficult situations and I can repay small amounts. Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (90737)

Secure and prompt with payments in and out

Secure and prompt with payments in and out Reviewed on: 27th May 2025

It’s been long with paypal and using credit and got...

It’s been long with paypal and using credit and got offers like buy now pay later or more offers coming up every 2-3 months. It’s easy and safe to pay and receive money as well . I strongly recommend this app and happy and safe to use it Reviewed on: 27th May 2025

I have found PayPal credit helpful for large payment...

I have found PayPal credit helpful for large payments that I can pay back gradually at a decent interest rate. It's helped me balance my finances better and customer services have always assisted well with any issues. Reviewed on: 27th May 2025

Super easy to use, super quick to see how much you e...

Super easy to use, super quick to see how much you eligible to borrow Reviewed on: 27th May 2025

Convenient way to spread payments with interest free...

Convenient way to spread payments with interest free options Reviewed on: 27th May 2025

Excellent service

This service has helped me on multiple occasions with its fast response times and excellent customer service I have recommended it to my family on many occasions Reviewed on: 27th May 2025

PayPal is the way, pal.

PayPal is the way, pal. When spending it just feels safe & secure, gives you that comfort when online shopping. Reviewed on: 27th May 2025

PayPal credit, the edge

Any time I need a little flexibility for payments, PayPal credit being an option is always piece of mind knowing I can pay back in my own time and not stress my bank Reviewed on: 27th May 2025

Never experienced any issues using PayPal and receiv...

Never experienced any issues using PayPal and received excellent customer service. Reviewed on: 27th May 2025

Brilliant

I just love it , especially the pay in 3 and PayPal credit, it’s amazing, thank you Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 41377 reviews
Payments
from PayPal 4.91 from 3688 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub