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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149050)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and great for credit

Easy to use and great help with spreading costs through the credit function Reviewed on: 22nd June 2026

Love the 4mths interest free on larger purchases

Love the 4mths interest free on larger purchases Reviewed on: 22nd June 2026

Easy to use and accessible support when needed.

Easy to use and accessible support when needed. Reviewed on: 22nd June 2026

Exactly what I need for smaller payments like findin...

Exactly what I need for smaller payments like finding bargains on eBay so I highly recommend custom choose pay pal Reviewed on: 22nd June 2026

Easy way to pay

Never had an issue and always easy to use Reviewed on: 22nd June 2026

Easy and convenient to use.

Easy and convenient to use. There when you need it. Reviewed on: 22nd June 2026

PayPal reigns supreme

I’ve used PayPal Credit for a variety of purchases over the years. It’s easy to use at checkout, easy to manage in the app and online, and 4 months interest fee means that for small purchase it’s the ONLY way to go! Reviewed on: 22nd June 2026

Paypal was so much more easier to use, unlike other...

Paypal was so much more easier to use, unlike other companies that keep asking for verification over and over and still doesnt register selections or still gets not recognised. It was all straightforward and process was quick Reviewed on: 22nd June 2026

Ease of use, readabley available, most vendors excep...

Ease of use, readabley available, most vendors except it and great safety using it Reviewed on: 22nd June 2026

PayPal has provided me with the best ever shopping e...

PayPal has provided me with the best ever shopping experience. All my online purchase payments are protected. Prompt refunds. PayPal credit is very usefull especially when you don’t have the cash to buy items. Absolutely the best for online shopping Reviewed on: 22nd June 2026

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