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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177261)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The safest , most transparent payment gateway

5
After having used major transaction companies , I can say that PayPal stands above all since you don’t have to worry about hidden fees . If there an issue customer service is second to none with polite staff who knows exactly how to fix issues. Staff appear to be well trained and knowledgeable. Paypal is also the most widely available credit provider for both small and big businesses. The most important reason to me using Paypal is the security that is unbeatable especially with two factor authentication. The app could be much better but the recent update has made this closer. I personally only use Paypal for my online transactions other than Amazon who have their own payment system. Reviewed on: 9th July 2026

Simple, Easy to use, clear comms and works every time.

5
Simple, Easy to use, clear comms and works every time. Reviewed on: 9th July 2026

It was really easy to apply for and use.

5
It was really easy to apply for and use. I like that I can manage my payments and balance on the app! Reviewed on: 9th July 2026

Very reliable, helpful, and knowing everything is hi...

5
Very reliable, helpful, and knowing everything is highly secure is piece of mind.. Reviewed on: 9th July 2026

Good experience using PayPal and PayPal credit no is...

5
Good experience using PayPal and PayPal credit no issues Reviewed on: 9th July 2026

AGreat Service

5
I've never had any problems using PayPal Reviewed on: 9th July 2026

Amazing service with 4 month interest free

5
Amazing service that allows you to have 4 months free interest, helps you track your payments to ensure you know when your interest is due up , easy payment methods and email alerts to inform you of up coming payments to ensure you dont miss one, allows you to set up direct debit to also ensure no miss payment. Used for many years and have had great experiences with this service. Reviewed on: 9th July 2026

Easy to use, perfect site.

5
Easy to use. Got all the information at hand. Quick. Never have any issues. Reviewed on: 9th July 2026

Happy customer of 15 years!

5
I've had paypall since I was 16 I'm now 31 and I've used it safely and easily all these years Reviewed on: 9th July 2026

Easy to pay, easy to use and good time to...

5
Easy to pay, easy to use and good time to pay Reviewed on: 9th July 2026

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