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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58275 reviews)

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4.91

Based on 58,274 reviews, last reviewed 10th Apr 2026

688700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service. Excellent customer service. The app’s dispute feature made reporting easy, and their follow-up was super transparent. I trust them with my transactio... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58275)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable, and helpful

Reliable, remind me when payments are due when I have had issues the staff have always been helpful.i would not change PayPal for any other. Reviewed on: 7th April 2026

The app is fantastic.

The app is fantastic. It's easy to use and see where you stand. Reviewed on: 7th April 2026

Effortless, quick and easy.

Effortless, quick and easy. Reminders sent so won't forget to pay on time before charges are incurred Reviewed on: 7th April 2026

Transparency and Customer Care

Transparency in transactions and great customer service!! Reviewed on: 7th April 2026

PayPal has always been a safe and reliable service.

PayPal has always been a safe and reliable service. I've used it for many years and feel like it has become a much better service as time has gone by. Financial safety is very important these days, and with scams and hackers becoming more sophisticated, I'm glad I have PayPal to keep my finances safe. Reviewed on: 7th April 2026

Would recommend

Useful when there’s an unexpected cost, helps being able to spread the cost over a few months. Reviewed on: 7th April 2026

Very good Very time i get in touch you get...

Very good Very time i get in touch you get it sorted Reviewed on: 7th April 2026

Good limits

Good limits, good credit option, pay in 4 months for larger transactions all good options. Reviewed on: 7th April 2026

I'm very pleased with PayPal credit

I'm very pleased with PayPal credit Reviewed on: 7th April 2026

Great Experience Every Time

I’ve had a very good experience with PayPal so far. The platform is easy to use, payments are fast, and I feel secure when using it. It has never disappointed me, and I would recommend it to anyone looking for a reliable online payment service. Reviewed on: 7th April 2026

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