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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148989)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Highly professional to be honest, I’ve always manage...

5
Highly professional to be honest, I’ve always managed to get someone on the phone whenever I’ve had an issue, like an actual person and not a bot, each as respectful and professional as the last. I’m also very happy with the multiple features provided by PayPal that May purchasing both easy and protective. Reviewed on: 21st June 2026

My account has always been easy to access.

5
My account has always been easy to access. I have had to contact customer service much, on 2 occasions I had to contact them it was easy Reviewed on: 21st June 2026

Pay Pal Credit / the easy way to pay...

5
I love being able to spread the cost -and the flexibility of paying what I want each month. Customer services are always very helpful & easy to contact. Reviewed on: 21st June 2026

Good interest free deals, Easy payment for online se...

4
Good interest free deals, Easy payment for online services. Reviewed on: 21st June 2026

Great service, very helpful application

5
Great service, very helpful application Reviewed on: 21st June 2026

PayPal Credit allows me to purchase when I need with...

5
PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026

Helpful with issues so far

4
Staff have been helpful when I've had an issue with a dodgy seller..I feel protected using PayPal to make payments Reviewed on: 21st June 2026

Really gpod service easy to use.

5
Really gpod service easy to use. Reviewed on: 21st June 2026

PayPal really good reward program

5
All good, PayPal+ is really good, easy Reviewed on: 21st June 2026

Good interest rates and plenty iof places accept

5
Good interest rates and plenty iof places accept Reviewed on: 21st June 2026

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