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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58868 reviews)

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4.91

Based on 58,868 reviews, last reviewed 11th Apr 2026

743400% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is good Very good online wallet, with good payment options Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58868)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal fast and easy to use app.

PayPal fast and easy to use app. Reviewed on: 7th April 2026

You can use PayPal on line safely also you can use l...

You can use PayPal on line safely also you can use like credit cards Reviewed on: 7th April 2026

PayPal always have your back , lots of payment optio...

PayPal always have your back , lots of payment options , also fight your corner if there’s a problem between seller Reviewed on: 7th April 2026

Flexible finance helps me flex my finances!

It’s so easy to use and helps flex my finances to make larger purchases much easier to swallow, especially the 4 months interest free credit, I use that a lot and it helps me spread payments without incurring interest Reviewed on: 7th April 2026

I have never had any problems whenpaypal using paypal

I have never had any problems when using paypal Reviewed on: 7th April 2026

Pay Pal review

Pay Pal is a great way to pay for things particularily Pay Pal credit which is very handy at Christmas, just wish Amazon did it! Reviewed on: 7th April 2026

Good But Very Expensive

Paypal is good, however it could sometimes be expensive. For example, when using paypal credit, they charge 12£ for failed payments (on top of the intrest). Additionally, interest is very high. Moreover, one time they held a refund i received for more than 3 weeks. But other than these flows, it is okay and easy to use Reviewed on: 7th April 2026

Judgement free lending

It’s easy to use without judgement, issues are dealt with swiftly. Makes quality things far more affordable. Reviewed on: 7th April 2026

PayPal is super convenient and allows me to plan my...

PayPal is super convenient and allows me to plan my finances Reviewed on: 7th April 2026

Always there, always with ease.

Always there, always with ease. PayPal is the easy to use and understand. Reviewed on: 7th April 2026

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