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PayPal: PayPal Credit reviews

4.91
Based on 58,916 reviews, last reviewed 11th Apr 2026
747800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Value for money, no nonsense company in terms of bei... Value for money, no nonsense company in terms of being straight forward, more often offering very good interest rate or aero interest rate Reviewed on: 11th April 2026
Lorenzo's avatar
Lorenzo

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58916)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal makes life easier to pay for goods and you ge...

5
PayPal makes life easier to pay for goods and you get security if things go wrong Reviewed on: 7th April 2026

Good customer service, always ready to help, app eas...

5
Good customer service, always ready to help, app easy to use, supportive when struggling Reviewed on: 7th April 2026

Really good experience with PayPal.

5
Really good experience with PayPal. Provides finance options which are great! Reviewed on: 7th April 2026

I have been using paypal for over a decade now.

5
I have been using paypal for over a decade now. Widely accepted and very safe. Decent exchange rates. They now have a virtual card as well which I can use in shops, perfect. Reviewed on: 7th April 2026

Easy access to credit and several options to repay,...

5
Easy access to credit and several options to repay, such as pay in 3 or pay what you want within 4 months whilst enjoying 0% interest Reviewed on: 7th April 2026

Great app great communication always easy to use

5
Great app great communication always easy to use Reviewed on: 7th April 2026

Easy, safe, reliable, fast and conveniet to use

4
Easy, safe, reliable, fast and conveniet to use Reviewed on: 7th April 2026

Safe and Sure transactions with PayPal

5
PayPal is an extremely efficient safe was to purchase goods or Send Money as Gifts to Family members overseas Thank you for such a Brilliant service Reviewed on: 7th April 2026

PayPal, always there when you need them.

5
PayPal, always there when you need them. Reviewed on: 7th April 2026

I find PayPal so easy to use it offers different way...

5
I find PayPal so easy to use it offers different ways to pay and in all the years I have used it I have never had any issues. Reviewed on: 7th April 2026