Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148941)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Provides hassle free finance in multiple forms

5
Provides hassle free finance in multiple forms. Fantastic company with great customer service and peace of mind when using them to make purchases online. Reviewed on: 21st June 2026

PayPal is accessible various payment options to prot...

5
PayPal is accessible various payment options to protect your money. Reviewed on: 21st June 2026

Promotional

4
good......happy to have. Continuous Promotional Offers Reviewed on: 21st June 2026

Really good with the 0% interest for 4 months and ea...

5
Really good with the 0% interest for 4 months and easy to use Reviewed on: 21st June 2026

Allows you to spread the cost interest free

5
Allows you to spread the cost interest free Reviewed on: 21st June 2026

Easy to use.

5
Easy to use. Payments and transfers in and out always tend to be seem less. Reviewed on: 21st June 2026

So convenient and easy to use.

5
So convenient and easy to use. Never had any issues Reviewed on: 21st June 2026

Quick and efficient

5
Quickly sorted whether it’s a purchase, paying over time or help claiming a refund. Reviewed on: 21st June 2026

The services is very easy to process, approachable c...

5
The services is very easy to process, approachable customer service. excellent payment options. Reviewed on: 21st June 2026

Has been amazing service and really helped me out.

5
Has been amazing service and really helped me out. Thank you. Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79830 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products