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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148823)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is very accommodating, it provides me with va...

PayPal is very accommodating, it provides me with variable payment options which suit me. Very secure site, user friendly and easy to access. I find it is a excellent option on all my purchases. I have option to spread payments which helps my finances, with the option to pay early if I wish. Absolutely brilliant site. Reviewed on: 21st June 2026

It is simple to use with easy instructions.

It is simple to use with easy instructions. Reviewed on: 21st June 2026

Never had any issues with payment

Never had any issues with payment Reviewed on: 21st June 2026

I have a very good experience with paypal,never have...

I have a very good experience with paypal,never have a issue with payments or anything Reviewed on: 21st June 2026

Great and convenient service

PayPal Credit has been a great experience. It is easy to use, convenient for purchases, and the payment options are helpful. I like how simple it is to manage through PayPal, and it makes shopping more flexible. Reviewed on: 21st June 2026

Great provider

Great provider fast application very quick Reviewed on: 21st June 2026

Great Service and Easy to Use

have had a positive experience with PayPal Credit. The application process was simple, payments are easy to manage, and everything is clearly shown in the app. It has been a helpful and convenient way to spread the cost of purchases when needed. Overall, I am very satisfied with the service.” Reviewed on: 21st June 2026

Making the big purchases accessible!

Making the big purchases accessible! Love PayPal credit, it’s helped me but all my gig tickets Reviewed on: 21st June 2026

Great service can’t fault them

I put neutral for customer service because I haven’t really used them to know. The service has always been great with the pay in 3 and the credit Reviewed on: 21st June 2026

Interest is high but good product

Interest is high but good product Reviewed on: 21st June 2026

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