Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148818 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148818)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing !

Amazing !!! Reliable. Great offers Reviewed on: 21st June 2026

Easy experience and hap service

Easy experience and happy with service Reviewed on: 21st June 2026

Fast and painless.

Fast and painless. Pay in 3 is very useful Reviewed on: 21st June 2026

Brilliant company

Easy to use. Great for budgeting. Good communication Reviewed on: 21st June 2026

They’re the best for customer service and consumer p...

They’re the best for customer service and consumer protection, they’re my primary only payment method Reviewed on: 21st June 2026

Very good customer service and all round good credit...

Very good customer service and all round good credit limits Reviewed on: 21st June 2026

All ok, very helpful with finances.

All ok, very helpful with finances. Reviewed on: 21st June 2026

I find PayPal a tool to help me financially and the...

I find PayPal a tool to help me financially and the app is really good and easy to use Reviewed on: 21st June 2026

Helpful for families

Easy to use and get a increase! Always beneficial when you have a child and expenses are everywhere! So its alot more manageable with paypal credit Reviewed on: 21st June 2026

Personal experience

It does offer ease when paying for things and several options for credit. Making a payment is super easy Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79766 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub