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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148454 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148455)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I like it

I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026

I have found paypal really easy and good to use.

I have found paypal really easy and good to use. Its clear and understandable Reviewed on: 20th June 2026

The safest way to handle money on Internet

I do not trust sellers on the Internet. So I am using PayPal because I always got my money back. I also bought things interest free over 2-3 years Reviewed on: 20th June 2026

Easy to use

Vert really to use in apps/ on retail sites Reviewed on: 20th June 2026

Wouldn't use anyone else for online purchases

I have been using PayPal for many years, always felt safe and confident using them. Reviewed on: 20th June 2026

PayPal it's safe an easy to use

I feel safe to use PayPal as payment method. At this moment I think that PayPal is the best. Reviewed on: 20th June 2026

good experience

good experience but something it is malfunction/not showing the details of the payment plan etc Reviewed on: 20th June 2026

I feel safe buy via papal.

I feel safe buy via papal. And i trust papal Reviewed on: 20th June 2026

PayPal is my go to place always.

PayPal is my go to place always. So easy to use. And they always put their customers 1st Reviewed on: 20th June 2026

PayPal credit is the GOAT!

PayPal credit had helped me through tough financial situations and their promotions and interest rates are excellent! Reviewed on: 20th June 2026

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