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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59504 reviews)

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4.90

Based on 59,504 reviews, last reviewed 12th Apr 2026

801200% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Happy PayPal customer. I've been a PayPal Credit customer since I applied and I'm very pleased with the service. From the start, I received an 18-month 0% interest offer, wh... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59504)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Friendly and fair, great customer service

Friendly and fair, great customer service Reviewed on: 7th April 2026

Always safe and reliable, simple and available

Always safe and reliable, simple and available Reviewed on: 7th April 2026

Have used PayPal in 3 and Paypal Credit.

Have used PayPal in 3 and Paypal Credit. So easy to pay off. So quick and easy to use. I also had to ask for help getting a refund which was quickly sorted. Very efficient service. Reviewed on: 7th April 2026

PayPal Credit is quick and easy to set up and is use...

PayPal Credit is quick and easy to set up and is used on most major shopping sites. Reviewed on: 7th April 2026

I like the ease and convenience of PayPal.

I like the ease and convenience of PayPal. Is really straightforward and saves time when checking out. I’d recommend to elderly family as once it’s set up it’s easier to use than online banking to make payments. My only dislike is the format on spending and payments on PayPal credits. It is hard to make sense of what has been paid off. Multiple times I have paid a big chunk but it won’t show for days Reviewed on: 7th April 2026

Excellent

A very easy process and completed without any problems. Excellent and easy application and usage . Easy to see how much you owe, what you have spent and need to pay minimum or to pay it off. Definitely recommend Reviewed on: 7th April 2026

Easy to deal and more options to pay

Easy to deal and more options to pay Reviewed on: 7th April 2026

Easy to use app and intuitive checkout process most...

Easy to use app and intuitive checkout process most of the time. Reviewed on: 7th April 2026

Very easy, very accessible for help and a friendly t...

Very easy, very accessible for help and a friendly team. I think in terms of ease, they are the best out there and their APR rates are fair! Reviewed on: 7th April 2026

An overall positive experience.

An overall positive experience. The interest free for four months and pay in three methods have helped me buy things I wanted but could not immediately afford. The PayPal credit card has helped me pay for things I needed just before payday. With the app I am able to track my spending. Reviewed on: 7th April 2026

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