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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59583 reviews)

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4.90

Based on 59,583 reviews, last reviewed 12th Apr 2026

808500% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It gives me the time to pay for my purchases in ins... It gives me the time to pay for my purchases in instalments and take’s the pressure of me. I find it easier to use to pay for my purchases online and... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59583)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Safe to use, complete purchases quickly.

Safe to use, complete purchases quickly. Reviewed on: 7th April 2026

Widely available and easy to use.

Widely available and easy to use. Direct debits are useful to keep on top of payments. Reviewed on: 7th April 2026

Easy to set up

Just convenient. Very simple to set up and then securely pay anything Reviewed on: 7th April 2026

I have been with PayPal for years and not had a bad...

I have been with PayPal for years and not had a bad experience Reviewed on: 7th April 2026

Excellent customer services.

Excellent customer services. Support is always available for the company customers. This is very important to me as a customer Reviewed on: 7th April 2026

It’s always there as a back up plan whenever I need...

It’s always there as a back up plan whenever I need it making it easier to handle my finances. Reviewed on: 7th April 2026

Excellent service Always spot on.

Excellent service Always spot on. Reviewed on: 7th April 2026

Easy to use and good services

Easy to use and good service - the way its all managed through the app works well and is very user friendly Reviewed on: 7th April 2026

Good experience so far

Good experience so far, and will watch for any shortfalls later on with my account processes. Reviewed on: 7th April 2026

Always clear and straightforward.

Always clear and straightforward. Good response to queries. Excellent overall service. Reviewed on: 7th April 2026

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