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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148307)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always new ideae and products love the pay in three...

Always new ideae and products love the pay in three offer Reviewed on: 20th June 2026

Always very very good and I always asking my friends...

Always very very good and I always asking my friends and relatives to use PayPal Reviewed on: 20th June 2026

Good costumer service and very helpful

Fast and secure and good costumer service Reviewed on: 20th June 2026

I love PayPal credit, because it gives you flexibili...

I love PayPal credit, because it gives you flexibility to buy things you can’t always afford. With it giving 4 months interest free, it’s enough time to manage your money to pay it back. Also, it helps to build a decent credit score pending you pay back within the 4 months. Reviewed on: 20th June 2026

PayPal offers flexibility

I like the flexibility PayPal offers for interest-free options and long-term payment options. It also allows me to check out as a guest on some websites without needing to have an account. Reviewed on: 20th June 2026

I am happy with using PayPal credit services to purc...

I am happy with using PayPal credit services to purchase my goods/items. The only downfall is you have to pay back in 4 months. Reviewed on: 20th June 2026

Solid security for online purchases , Ability to pa...

Solid security for online purchases , Ability to pay in 3 installments making person purchases easy and relevant Reviewed on: 20th June 2026

Fabulous

Enjoying it, easy to use and absolutely love it Reviewed on: 20th June 2026

You know what time come

Good experience time let's you know. Reviewed on: 20th June 2026

always there when you need a little help fantastic s...

always there when you need a little help fantastic service Reviewed on: 20th June 2026

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