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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148211 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148212)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Convenient. Easy to manage.

Convenient. Quick. Low barriers. Easy to manage payments etc. Reviewed on: 20th June 2026

Just a really good additions and supportive during f...

Just a really good additions and supportive during festive periods Reviewed on: 20th June 2026

Super safe shopping

I always pay with PayPal where I can, pay in 3 instalments is awesome and allows me to purchase items I normally couldn’t afford plus with the bonus of safe shopping. Reviewed on: 20th June 2026

Easy to set up and to use No complaints so...

Easy to set up and to use No complaints so far Reviewed on: 20th June 2026

All good.

All good. Seamless online experience Reviewed on: 20th June 2026

I find PayPal a very safe way of doing online purcha...

I find PayPal a very safe way of doing online purchases. I've convinced my elderly parents and friends in south Africa to register to PayPal Reviewed on: 20th June 2026

Great features and helps manage money

It’s great that the cost can be spread interest free and I love how easy it is to share costs of things like tickets with friends. Reviewed on: 20th June 2026

Simple, safe and secure

Just so easy to use, reassuringly safe and secure , great credit option Reviewed on: 20th June 2026

Benefits

Helps spread cost over period of time & gives reminders when payment is due Reviewed on: 20th June 2026

So easy to use for purchases and the sense of securi...

So easy to use for purchases and the sense of security makes it so special to use each time. Especially these days where fraudulent activities happen online during payments. Reviewed on: 20th June 2026

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