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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60164 reviews)

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4.90

Based on 60,164 reviews, last reviewed 13th Apr 2026

860300% increase in 5 star reviews

in the past 90 days

3200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helping hand Brilliant and always there when and where you need it Reviewed on: 13th April 2026

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (60164)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Pay Pal is my most favourite app.

Pay Pal is my most favourite app. I feel safe with this app and the customer service is so helpful if get an issue. I have been a customer for years and years and will continue to be for as long as Pay Pal exists... :-) Reviewed on: 7th April 2026

Great service & always promptly reminders when payme...

Great service & always promptly reminders when payments are due Reviewed on: 7th April 2026

Excellent credit option

Pay in 3 is a really handy thing to have, the 4 months interest free credit is also great for the bigger buys. Super hassle free and with PayPal if there are any problems they are really good a getting your money ney back Reviewed on: 7th April 2026

Safer payment method

I used PayPal for almost all my online purchases because it is safer. Reviewed on: 7th April 2026

I have used pay pal for years !

I have used pay pal for years, only had bad experience's when using eBay during disputes. To be fare to PayPal they always answered promptly and customer service was good. Reviewed on: 7th April 2026

PayPal Credit has been really convenient and easy to...

PayPal Credit has been really convenient and easy to use. The application process was straightforward, purchases were approved quickly, and the interest‑free period made spreading costs manageable without any hassle. Payments are simple to track in the app, and everything is clear and transparent. Overall, a very helpful option for flexible spending when needed. Reviewed on: 7th April 2026

PayPal credit easy to use and helpful to spread cost...

PayPal credit easy to use and helpful to spread cost Reviewed on: 7th April 2026

Over the years I have had very few issues with PayPa...

Over the years I have had very few issues with PayPal but when I have had them the customer service team have always been amazing at resolving my problems. Nothing is ever too much of a bother and they always chatted me through every step. Reviewed on: 7th April 2026

Dont have much to say apart from all my transactions...

Dont have much to say apart from all my transactions havd been smooth and without issues. Reviewed on: 7th April 2026

If you cannot afford to pay in one go, PayPal will g...

If you cannot afford to pay in one go, PayPal will give you that helping hand to buy and still afford to pay it. Reviewed on: 7th April 2026

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