Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62917 reviews)

View other PayPal products

4.90

Based on 62,917 reviews, last reviewed 14th Apr 2026

1115600% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use, simple but great help to manage the paiment Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62917)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to pay and manage online.

Easy to pay and manage online. Hassle free PayPal credit. Very good. Reviewed on: 9th April 2026

I love the the flexibility of buying something expen...

I love the the flexibility of buying something expensive and having 4 months to pay, something you don’t get with other credit cards. Reviewed on: 9th April 2026

pay pal explained

I find pay pal easy to use and has a easy re-payment sevice also I do not have any problems when needing to get in contact with pay pal personaly and I have upto now never had any problem with pay pal Reviewed on: 9th April 2026

Great service!

Used their online chat for support last week. It was very straight forward and full of information before even getting to that point. Everything is explained in a simple way which means you don’t have to research anything for hours! Simple, supportive and perfect for what I was looking for. Reviewed on: 9th April 2026

PayPal Paves the Way to PAY

PayPal either pay in 3 or PayPal credit card has helped me out many times when I needed to buy something urgently. PayPal is also a safe way to make payments so I think PayPal is excellent. Reviewed on: 9th April 2026

so easy to use availabel pretty much everywhere

so easy to use availabel pretty much everywhere Reviewed on: 9th April 2026

Straightforward app lots of choices on how to pay an...

Straightforward app lots of choices on how to pay and responses to any questions you have answered promptly . Reviewed on: 9th April 2026

just that little bit of help you sometimes need

just that little bit of help you sometimes need Reviewed on: 9th April 2026

I trust pay oal

Pay pal gives me a great service. I feel safe when I use it Reviewed on: 9th April 2026

PayPal credit provides us extra freedom to pay for p...

PayPal credit provides us extra freedom to pay for purchases over 3 months with 0% APR if total is settled by the deadline date. This gives us greater financial freedom which we love Reviewed on: 9th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33197 reviews
Credit card
from PayPal 4.92 from 48 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub