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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174268)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay pal is just great.

Pay pal is just great. Second to none Reviewed on: 8th July 2026

Good , very good, good, good, recomended

Good , very good, good, good, recomended Reviewed on: 8th July 2026

Excellent service ,Professional .

I have always had excellent service ,never experienced any issues and always found the service professional and easy to use . Reviewed on: 8th July 2026

Perfect hassle free service from PayPal.

Perfect hassle free service from PayPal. Never had any issues. Reviewed on: 8th July 2026

Easy to use credit

Easy to use with credit availble over varying periods at free or good rates. Clear explanation of services. Fast decisions on granting credit. Reviewed on: 8th July 2026

Easy to set up and use.

Easy to set up and use. Backup service when things go awry Reviewed on: 8th July 2026

It's has been wonderful using PayPal for payment and...

It's has been wonderful using PayPal for payment and receiving funds, I love the fact that they give me points on any payments I made which I can convert to money and spend. I have also referred my friends and they're using it now. Reviewed on: 8th July 2026

I’ve had a good experience using PayPal Credit.

I’ve had a good experience using PayPal Credit. It’s been useful for larger purchases and gives me the flexibility to spread the cost when needed. The application was straightforward, payments are easy to manage, and I’ve never had any issues. Overall, it’s been a reliable and convenient way to pay Reviewed on: 8th July 2026

Great service and even better with the PayPal credit...

Great service and even better with the PayPal credit card and pay in three Reviewed on: 8th July 2026

Paypal is very straight forward and I have never had...

Paypal is very straight forward and I have never had any issues. I use it very frequently and will continue to do so. I have never had any issues and when I've needed support due to a seller I found support easy. Reviewed on: 8th July 2026

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