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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (64675 reviews)

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4.90

Based on 64,675 reviews, last reviewed 14th Apr 2026

1278000% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great credit facility Customer service is always helpful, app works well Reviewed on: 14th April 2026

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (64675)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any issues with getting credit from PayPal.

Never had any issues with getting credit from PayPal. It definitely helps spread the cost, I’m glad they introduced it as a service. Reviewed on: 12th April 2026

PAYPAL credit with card is amazing!!

PAYPAL credit wit card is amazing!! Slick and easy to use, I was set up with card in 7 days! Easy to see all payments, choice of minimal payment, or however much you want to pay. Total control, thanks paypal. Highly recommended to all!! Reviewed on: 12th April 2026

Excellent service provider

I have been using PayPal for over a decade now and I have never had any bad experience only good experiences Reviewed on: 12th April 2026

Paypal great service

Paypal to me is great service it helps me by buying items on online and use a payment plans to pay back in time Reviewed on: 12th April 2026

20years of being a happy user

Have been a PayPal customer for 20years, very happy with my products and solving issues with customer service if needed. Reviewed on: 12th April 2026

PAYpal security & customer service brilliant.

As allready state somewhere else I am using PAYpal for more tha 2 decades and in one sticky situation they manage to retrive my payment of hundreds to a company which did not wanted to accept a return because they goods was faulty, good news for a pensioner Reviewed on: 12th April 2026

Simplicity

So simple to use and most services accept PayPal. I like that’s there’s access to my current account, credit and BNPL Reviewed on: 12th April 2026

PayPal makes it easy to receive payments for my cont...

PayPal makes it easy to receive payments for my content. Reviewed on: 12th April 2026

Why even bother with a Credit Card anymore.

PayPal credit and PayPal Pay in 3 is great at to pay for those larger purchases that you can’t afford in one hit. Plus the added bonus of the buyer guarantee makes it a no-brainer. Why even Bother with a Credit Card anymore. I now use PayPal where ever it’s accepted. Great service thanks guys. Reviewed on: 12th April 2026

I’ve generally had a positive experience using PayPa...

I’ve generally had a positive experience using PayPal Credit. It’s been really convenient for spreading the cost of larger purchases, especially with the interest-free periods when payments are made on time. Managing payments has been simple through the app, and I receive clear reminders about due Reviewed on: 12th April 2026

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