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PayPal: PayPal Credit reviews

4.90
Based on 64,969 reviews, last reviewed 14th Apr 2026
1305100% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is so easy to make payments and then put money ba... It is so easy to make payments and then put money back in and is it so much better then anything else Reviewed on: 14th April 2026
Darren M's avatar
Darren M

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (64969)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Need to put more sensible customers assistance in Pa...

4
Need to put more sensible customers assistance in PayPal credit.They don't have any sort of knowledge about credit and sat to help customers with assistance Reviewed on: 13th April 2026

Paypal is trustworthy

5
Paypal allows you to control your spends allows you to have flexibility with your money Reviewed on: 13th April 2026

Wonderful useful services .

5
Wonderful useful services . I have never had a problem in many years as a customer , PayPal is my go to payment platform for many things. Reviewed on: 13th April 2026

Protection and confidentiality.

5
It's very easy in use and It helps me book hotels and tickets And security for my bank account. Reviewed on: 13th April 2026

PayPal is a great way to pay.

5
PayPal is a great way to pay. I have never had any issues. I love the fact that you can have credit with 3 or 4 months interest free credit and even better now that you get points as you spend. Reviewed on: 13th April 2026

Very good customer service.

5
Very good customer service. Easy to spread the cost on purchases Reviewed on: 13th April 2026

I love you using PayPal

5
I love you using PayPal it's very convenient and safe Reviewed on: 13th April 2026

Interest Free purchases...

5
Always has been using paypal for phone a and gadgets purchases. It is giving you flexible payment with no interest! Reviewed on: 13th April 2026

Paypal are the GOAT!

5
Always there when i need something and want extra protection or time to pay! Paypal are the GOAT! Reviewed on: 13th April 2026

Highly recommend paypal..

5
Peace of mind with secure payments customer service team sort out any problems with payments straight away highly recommend PayPal Reviewed on: 13th April 2026