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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147858)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve been using PayPal for several years and have al...

5
I’ve been using PayPal for several years and have always found it to be a secure, convenient, and reliable way to send and receive payments. The platform is easy to use, transactions are processed quickly, and the buyer protection features provide extra peace of mind when shopping online. PayPal has made managing online payments simple and efficient. I highly recommend it to anyone looking for a trusted digital payment service. Reviewed on: 19th June 2026

the issues is not real time payments so you get lost...

3
the issues is not real time payments so you get lost when tracking your spending because its not clear Reviewed on: 19th June 2026

PayPal happy customer

5
PayPal is my go too service it’s very reliable and if you have any problems with payments they are great. We have used this service for years and we have never had any problems. Reviewed on: 19th June 2026

Very satisfied.

5
Very satisfied. Always very happy about customer service. Reviewed on: 19th June 2026

very good service blah blah blah

5
very good service blah blah blah Reviewed on: 19th June 2026

Easy to use

5
Easy to usr, lots of places accept PayPal Reviewed on: 19th June 2026

A great finance provider!

5
I trust PayPal a lot and have been using for years, the app is also very easy to navigate and I have never experienced any issues Reviewed on: 19th June 2026

Easy, reliable and carefree experience.

5
Easy, reliable and carefree experience. Reviewed on: 19th June 2026

No hassle credit when you need it.

5
No hassle credit when you need it. App easy to use and integrates well with websites and bank. Few clicks to buy and spread the cost for a few months. Great service Reviewed on: 19th June 2026

never an issue

5
never had any issues with PayPal, i can easily get paid to PayPal and use for other purchases or simply withdraw it to my bank Reviewed on: 19th June 2026

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