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PayPal: PayPal Credit reviews

4.90
Based on 75,250 reviews, last reviewed 18th Apr 2026
2253500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for long time and is helping me a lot... I use PayPal for long time and is helping me a lot as i can pay instalments and is very good for me i big recomanding PayPal Reviewed on: 18th April 2026
Ovidiu C's avatar
Ovidiu C

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75250)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Convenience and Security Every Day

5
I really like PayPal and use it regularly – both for online shopping and sending money. I value it most for its security, speed, and convenience. I also have access to PayPal credit, which gives me more financial flexibility in my daily life. It helps me plan my expenses and stay in control of my budget. It’s one of those services I truly trust. That’s why I’m happy to take part in this and I hope I’ll win £1000! Reviewed on: 16th April 2026

Simple, effective and easy to use

5
Simple, effective and easy to use Reviewed on: 16th April 2026

Happy client

5
It's very easy to manage via the app. I use it mainly for 4 months free credit alongside the other plans for small items. I'm updated via email for statements, notifications when interest free period is coming to an end with plenty notice. Recently I now collect points as I spend which is an added bonus to redeem on things I like. Reviewed on: 16th April 2026

One of the best financial services

4
One of the best financial services Reviewed on: 16th April 2026

Love using PayPal, gives you multiple options for pa...

5
Love using PayPal, gives you multiple options for pay for stuff online and easy for transactions Reviewed on: 16th April 2026

PayPal is the real deal .

5
I always get value for money,customer service is fab,am always at ease and peace of mind while using PayPal Reviewed on: 16th April 2026

I love the fact you can reminders to make your payme...

5
I love the fact you can reminders to make your payment when due Reviewed on: 16th April 2026

My experience with PayPal has always been good.

5
My experience with PayPal has always been good. Straightforward and easy to use. It feels more secure than using a credit card when purchasing goods on line. Reviewed on: 16th April 2026

Great short term 0 Apr deals.

5
Great short term 0 Apr deals. Offers could be a tad longer instead of 3, 4 months Reviewed on: 16th April 2026

Very safe and convenient way to pay.

5
Very safe and convenient way to pay. The credit card with payment 0% over 4 months is very helpful. Also pay in 3 is what we need. Reviewed on: 16th April 2026