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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147829 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147830)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I flexibility of PayPal.

I love the flexibility of PayPal. I have the choice of credit or pay in 3 for the majority of purchases. They even refunded me when scam Chinese website failed to deliver an item to after 5 weeks. I really can’t fault PayPal Reviewed on: 19th June 2026

Reliable ,widely accepted service , with good curr...

Reliable ,widely accepted service , with good current account feedback . Reviewed on: 19th June 2026

Excellant service

Easy to use. Clear and easy payments and plans Reviewed on: 19th June 2026

East to use, convenient great customer service

East to use, convenient great customer service Reviewed on: 19th June 2026

Paypal - easy payments

An absolute lifesaver for budgeting major purchases I’ve been using PayPal for years for security, but their flexible payment plans (like Pay in 3/4) have completely changed how I manage my bigger expenses. It allows me to split the cost of high-quality gear or unexpected bills over a few months without any hidden fees or interest. The setup is instant at checkout, and it makes cash flow management incredibly smooth. Highly recommend it if you want to invest in better quality items without taking a massive upfront financial hit. Reviewed on: 19th June 2026

Really good.

Really good. Helped me out with big purchases. Reviewed on: 19th June 2026

PayPal credit is the only finance I use

I have used PayPal for many years and have seen the developments and the credit is a very useful facility. veey clear and easy to use: the app makes this so simple you can’t get overwhelmed and that so many places not take PayPal is even better. Reviewed on: 19th June 2026

Highly impressed with PayPal Credit

I couldn't be happier with this service, which is wonderful to say these days! PayPal Credit has provided me with financial flexibility exactly when I needed it. The platform is user-friendly, secure, and has completely exceeded my expectations. Reviewed on: 19th June 2026

Brilliant

PayPal is an excellent service they help you using their service and always keep you informed Reviewed on: 19th June 2026

Good App

Decent credit system, clear app that isn't confusing Reviewed on: 19th June 2026

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