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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60621 reviews)

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4.90

Based on 60,621 reviews, last reviewed 13th Apr 2026

902500% increase in 5 star reviews

in the past 90 days

3300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s helped me in times of need over the years and i... It’s helped me in times of need over the years and is straight forward Reviewed on: 13th April 2026

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (60621)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service

Reliable, transparent, flexible and easy to use Reviewed on: 7th April 2026

I’ve had an easy experience with PayPal credit.

I’ve had an easy experience with PayPal credit. Getting accept was very smooth and there’s been no issues with using the service. When I’ve had to make payments from different accounts changing the payment method has been easy. Reviewed on: 7th April 2026

paypal is all ways there when i need something for e...

paypal is all ways there when i need something for emergency Reviewed on: 7th April 2026

PayPal Credit is good and use it couple of times.

PayPal Credit is good and use it couple of times. Not a very good experience though as I used it to pay for a holiday. The operator cancelled my returne flight and only refunded part of the money. When I complained to PayPal, they only looked on supplier's T&Cs. not as effective as when complaining to the bank for Credit Card payment. Reviewed on: 7th April 2026

Easy,quick,every time help if you need

Easy,quick,every time help if you need Reviewed on: 7th April 2026

Easy save and love how handy Pay in 3 is...

Easy save and love how handy Pay in 3 is to use Reviewed on: 7th April 2026

I am client for ages; always happy about service

I am client for ages; always happy about service Reviewed on: 7th April 2026

Can’t remember them enough

I wish I can give more than just a 5 star because they deserve more than just 5 star, PayPal Credit has not only help me they literally change my life and save me from a lot of stress, so easy to use PayPal credit and they’re extremely excellent will recommend them to anyone I know, been using it for awhile and naver had any problems and very Reliable too and provide a great customer service too, if you not with them you definitely missing out and the service they provide is 10/10 Excellent I have recommended many people and they all say the same excellent service they’ve received Reviewed on: 7th April 2026

I have used a lots of time and it’s been...

I have used a lots of time and it’s been perfect Reviewed on: 7th April 2026

It has been brilliant from start to finish.

It has been brilliant from start to finish. Everything is well documented and explained. You have the benefit of paying off in 4 months before interest is accrued which in my opinion is excellent as sometimes it works out better to pay in 4 than in 3. I can not fau Reviewed on: 7th April 2026

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